Amex on-line CLI question.

[Anonymous]

Is it a soft or hard? I assume either way it is on EX.

Has anyone tried it?

My current CL is $3.4K - I was thinking of asking for an increase to a $7K.

Comments, suggestions????

[Creditaddict]

as someone just posted earlier, you can ask for 3x your current limit. for you that would be 10,200 making your new limit 13600!

[Anonymous]

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techno-pagan wrote:
Is it a soft or hard? I assume either way it is on EX.

Has anyone tried it?

My current CL is $3.4K - I was thinking of asking for an increase to a $7K.

Comments, suggestions????

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Hi Techno,

I've had AMEX for 2 mo and just did a CLI on the phone.  Key was to not ask for more than 3x my current limit.  So.... 3.5k * 3 = 10,500.   What's cool, is that's *to* $10,500 - that's PLUS $10,500.  Maybe online, you should ask for $10,499 just to be safe? 

My over the phone experience was easy, so that could be a route too?

Hope this helps!

[FretlessMayhem]

Amex softs me on EX once or twice a month, and both times I tried for CLI I was never harded.

[smallfry]

Might be mistaken but phone might be a hard pull.

[MidnightVoice]

I believe that Amex is usually a soft pull for a CLI.

[Anonymous]

Mine was a soft pull, too.