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Amex payment question

Valued Contributor

Amex payment question

How much more can you pay on your bill than what's currently seen as your balance?  I mean, say I know I just charged $1000 but my balance right now states only $56.  Is there a maximum I can pay or do I have to wait for it to show?  (Cap One allows you to pay balance + no more than 10%)


Thank you.

11/30/08 TU 648 EX 672 EQ 656 SEPT 2014 TU 787 EX 789 EQ ???
Amex BCP $24.1K/Clear $8.5- Sallie Mae $27.5 -Cap One QS $7.5 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940 HD $1701- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800

Starting Score: 648
Current Score: 736
Goal Score: 765

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Message 1 of 4
Frequent Contributor

Re: Amex payment question

When the $1000 post to you account, then you can pay it.  I try to pay more than the balance but it wouldn't let me.  Other way is to push it through from your bank.

Message 2 of 4
Senior Contributor

Re: Amex payment question

I push payments through from my bank in a situation like that.

Message 3 of 4
New Contributor

Re: Amex payment question

Same here,


I dont like how AMEX kind of tells you when you can pay. So I just use CapOne Bank online bill pay to push my payments to AMEX for whenever, and however much I want

EQ FICO - 710 as of 10/28/2010

700 Club
Message 4 of 4