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Amex pre approval as a Amex card holder

Jccflat
Established Contributor

Amex pre approval as a Amex card holder



Where do I find the pre approval SP offers for new cards in the login if i am a Amex card holder
Is it where u search for new card prudocts and go for pre approval ?

Also how many cards can u have with Amex in a period of 12 months with Amex
Message 1 of 36
35 REPLIES 35
FinStar
Moderator

Re: Amex pre approval as a Amex card holder

Are you the cardholder or asking for a family member or friend (based on previous threads/posts).
Message 2 of 36
Jccflat
Established Contributor

Re: Amex pre approval as a Amex card holder

Asking for a family members I love helping ppl
Message 3 of 36
Steve891
Senior Contributor

Re: Amex pre approval as a Amex card holder

Once logged in, go to Menu-->Cards--->View All Credit Cards.

Scroll to the card you would like, then click "Apply Now." If you are Pre-Approved, it will say "You're Pre-Approved."

If it say "Applying to expand membership with us is easy" then it is not a pre-approval.

 

Amex doesn't have a max number of cards you can apply in a year. I gotten a total of 5 cards in 17 months. 4 cards in the last 7 months.




Message 4 of 36
Jccflat
Established Contributor

Re: Amex pre approval as a Amex card holder

Thanks Steve891
Message 5 of 36
Jccflat
Established Contributor

Re: Amex pre approval as a Amex card holder

No offers
But how come wen she checks the all cards option She can’t See the gold card there to app ?
Message 6 of 36
Obscure-Expert
Valued Contributor

Re: Amex pre approval as a Amex card holder

https://www.americanexpress.com/us/credit-cards/?category=all

 

This works better.  As to why there's a missing card when looking it's possible there's a cookie from browsing the website that's preventing it from showing up.  It's also possible Amex wants you to see other options instead.  

500K+ TCL / 800+ FCOs
Message 7 of 36
KJinNC
Valued Contributor

Re: Amex pre approval as a Amex card holder

Amex shows prequalified offers in list form, and shows whether you are preapproved for a given card as described above.

 

To see prequalified offers, view All Cards and then click View Offers. You should do this in Incognito mode to see the best offers.

 

Prequalified does not mean preapproved. You can be prequalified and still end up being rejected for the card. If you are preapproved, you are really likely to be approved. The reason to check prequalification is that you might get a better sign-up bonus. I would suggest first checking for preapproval, then (if preapproved) check incognito welcome offers and apply via that route.

 

Good luck!


FICO Resilience Index: 66. Cards: 14/24, 0/12, 0/6. Accounts including loans: 17/24, 1/12, 0/6. At first accidentally, later deliberately, I used what I call the "thick-start" build method, which leads to heavy credit-seeking for a while with the goal of coming out of it without needing to build a thin profile for years. There are pros and cons. Thread describing method
Cards (oldest to newest)

Authorized user / Corporate / Auto loan / Personal loan

Card CLs total $104,100, not counting the AU card. The AU card brings the total to $129,100. In March 2019, card CLs totaled $0.
CU and bank memberships: Coastal Credit Union, member since 1987, direct deposit; PenFed, member since 2019; Navy Federal, member since 2020; USAA, member since 2020; Chase Bank, member since 2020.

Closed but still on reports: American Express Delta Gold, $1,000, 09/19-10/20 | American Express Hilton Aspire, $3,100, 09/19-12/20 | Citi secured, $200, 04/19-09/19 | Capital One secured, $300, 04/19-08/19 | My Jewelers Club, $5,000, 05/19-08/19 | Green Dot Primor, $300, 05/19-08/19 | Self Lender secured $500 loan, 04/19-01/20 | Unsecured personal loan from Coastal, $1,000, 06/19-08/19.
Note: My signature is updated frequently, and updates appear on all instances of my signature including on old posts.
Message 8 of 36
NRB525
Super Contributor

Re: Amex pre approval as a Amex card holder


@KJinNC wrote:

Amex shows prequalified offers in list form, and shows whether you are preapproved for a given card as described above.

 

To see prequalified offers, view All Cards and then click View Offers. You should do this in Incognito mode to see the best offers.

 

Prequalified does not mean preapproved. You can be prequalified and still end up being rejected for the card. If you are preapproved, you are really likely to be approved. The reason to check prequalification is that you might get a better sign-up bonus. I would suggest first checking for preapproval, then (if preapproved) check incognito welcome offers and apply via that route.

 

Good luck!


The above is good advice, if there is no specific AMEX offer mailer, with an application code, and that mailer has a particular lucrative bonus involved. Reports have been, if the cardholder gets one of these, then goes nosing around double checking AMEX card offers, it may update AMEX systems with info about that cardholder so that the paper mailer code for that SUB is voided.


Thus if you get a paper mailer, decide off line whether you want it, then apply as your next AMEX interaction, through the site and code on the mailer.  

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
Message 9 of 36
dsotm76
Frequent Contributor

Re: Amex pre approval as a Amex card holder


@Steve891 wrote:

Once logged in, go to Menu-->Cards--->View All Credit Cards.

Scroll to the card you would like, then click "Apply Now." If you are Pre-Approved, it will say "You're Pre-Approved."

If it say "Applying to expand membership with us is easy" then it is not a pre-approval.

 

Amex doesn't have a max number of cards you can apply in a year. I gotten a total of 5 cards in 17 months. 4 cards in the last 7 months.


Question, isn't there a cap on how much credit will be extended total across the accounts?

BCE AMEX ($16200) - Citi DC ($11600) - Chase Sapphire Preferred ($10200) - Nordstrom Visa Signature ($10000) - Delta Gold AMEX ($6000) - Best Buy Citi Visa ($5800) - Chase Freedom Flex ($5700) - Hilton Honors AMEX ($5000) - Uber Barlayscard ($5000)

Closed - Capital One Secured ($500) - It is not in my wallet. :-) - Sony/Sync ($2400)

Feb 2020 EQ 792 - - Feb 2020 TU 781 - - Feb 2020 EX 809

Goal - To get in with Chase. Smiley Very Happy (ACHIEVED!)
Message 10 of 36
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