I knew you couldn’t upgrade a card to one with a higher AF in the first year due to the CARD act but I never heard you couldn’t apply separately for another one. It’s a separate product so being barred from apping for it doesn’t make sense. I didn’t act on them, but after getting Gold/Surpass/Delta Gold, I’ve seen cards above them (like Plat/Aspire/Reserve) preapproved in my account...
You're not barred. There are plenty of people on here that have been approved for 2 or 3 charge cards at the same time or within an hour or two of each other. I remember a thread from someone where they applied for 2 at the same time, realized they didn't want one and applied for the third and was asking how to cancel the second one.
If that person has a you are pre approved for the Amex Platinum wen he logs in is cards list
And he really wants the Amex gold does he have the same chance of approval?
Also for some reason he can never see the gold card at all in is list
He was probably denied too many times for it in a short time. Sometimes amex will remove a card for 3 months if they don't want you apping for it. They did it to me.