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Amex pre approved offers YEA or Garden

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Regular Contributor

Amex pre approved offers YEA or Garden

I have a few Amex offers festering everyday, Gold charge and everyday Cash blue i think ,,,,,was gonna hold off from apping until august but the firm offers showed up in the inbox and ive always wanted in with Amex but never able to qualify,,, EX721 EQ728 TU731 AAOA 8 months No Baddies no lates ,,,,,,,twisted

Message 1 of 8
7 REPLIES 7
Community Leader
Valued Contributor

Re: Amex pre approved offers YEA or Garden

I’ll be the bad influence. Go for it. Amex is great and you should get in when the getting is good lol Now to pick which card will be best for you....

Discover It: 18.7k
Amex BCE: 18k
Citi DC: 4.7k
~~~~~~~~~~~~~~~~~~
Once you go Berner, you never go back.
Message 2 of 8
Established Contributor

Re: Amex pre approved offers YEA or Garden

The charge cards are fairly easy to get. Go for the Gold first and then anything else you go for will be a SP.
Amex PRG (NPSL), Amex Blue Cash ($8K), Amex Simply Cash+ ($4K), Discover ($20.7K), Cap 1 Union Plus MC ($2500), Chase FU Visa Sig ($12K), Chase CSP Visa Sig($5K), FCB/Elan Rewards Visa Sig($10K), Buckle ($1.3K), BofA AAA Rewards ($65K), Paypal credit ($6.5K), BBVA Clearpoints ($7.5K), Cap 1 Savor ($10K)
Message 3 of 8
Regular Contributor

Re: Amex pre approved offers YEA or Garden

lol ur rotte


@pinkandgrey wrote:

I’ll be the bad influence. Go for it. Amex is great and you should get in when the getting is good lol Now to pick which card will be best for you....



n,,Smiley Happy

 

Message 4 of 8
Established Contributor

Re: Amex pre approved offers YEA or Garden

Dive in since you have wanted one. If you can justify the spend with an AF get Gold first. Then a regular revolver.
Message 5 of 8
Established Contributor

Re: Amex pre approved offers YEA or Garden

If you have 3 offers all of their cards are open for approval.

 

Personally I wouldn't go the charge route right off the bat since all of them have an AF.  Depends on your goals and spend though.  

 

It used to be the norm to pick up a charge and revolver on the same day. I would just go for whatever you want the most 1st and everything else 2nd.

500K+ TCL / 800+ FCOs
Message 6 of 8
Regular Contributor

Re: Amex pre approved offers YEA or Garden

I suggest getting a no annual fee Amex card.

You can keep it forever and  continue building history.

Annual fee on the Gold card is hefty.

Message 7 of 8
Community Leader
Super Contributor

Re: Amex pre approved offers YEA or Garden

Wait til August to get your full year. Might see better results.
Message 8 of 8
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