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gNaRKiLL wrote:
Just curious,
If I am already a card member, I clicked on the see my exclusive card member offers and it showed that I am eligible for the platinum and gold card, as well as blue and blue sky. Is that a pre approval?
I have applied for a cli for my current delta card and they have denied me on the basis that my scores are too low, so why would they offer me another card?
dnm45227 wrote:i have no idea how firm the pre-approval actually is. i haven't been brave enough to test it myself. i have seen one or two approvals, but not sure if anyone has been declined when apping based from the the link.
cheddar wrote:
dnm45227 wrote:i have no idea how firm the pre-approval actually is. i haven't been brave enough to test it myself. i have seen one or two approvals, but not sure if anyone has been declined when apping based from the the link.Well, I don't have any idea either really. But don't you think it's odd that everyone gets the same cards?Since we know different Amex cards have different underwriting standards, wouldn't a true preapproval offer cards that fit the applicant's credit profile?