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@bigman023 wrote:
If denied, how long before you can reapply?
You must wait 30 days from a denial before applying again. If you app before the 30 days, your application will be cancelled.
So just pulled my Experian, no inquiry from Amex. Meaning they only pulled TransUnion (I checked Equifax earlier)
Strange...
Nope, not as far as I know.
Approval was also instant. Is approval ever instant on a triple pull?
Maybe Amex is chaning their practices? Or maybe they just had trouble accessing the Ex report for some other reason rather than it being frozen.
@nickn86 wrote:So just pulled my Experian, no inquiry from Amex. Meaning they only pulled TransUnion (I checked Equifax earlier)
Strange...
Did you apply directly through the Amex website? Through another website?
@youngandcreditwrthy wrote:
My TU approval was instant! Had to do addy verification though!
Where do u live ? Do they pull diff CR in different states?
@nickn86 wrote:Nope, not as far as I know.
Approval was also instant. Is approval ever instant on a triple pull?
Maybe Amex is chaning their practices? Or maybe they just had trouble accessing the Ex report for some other reason rather than it being frozen.
Kind of. My triple pull landed me at TU. I have verified EQ & EX were hit, too. Initially I got the 7-10 day notice but then about a minute later I went to the status check URL and I was approved. So I'd classify that as quasi-instant. If I hadn't known about the check page I'd have probably apped for something else thinking the 7-10 day notice would end up bad for me.