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I only received the letter telling me I was approved and it told me my credit score.
It didn't give me the amount of the card or the APR, but it makes me think that I didn't get the best rate which will either be 17.24%, 20.24% or 22.24% but I won't know until I get my actual card. I didn't even think to ask what it was when I called to find out what the limit was, because I was to awe struck over the limit they gave me lol.
And thanks again!
@Mekitcat wrote:I only received the letter telling me I was approved and it told me my credit score.
It didn't give me the amount of the card or the APR, but it makes me think that I didn't get the best rate which will either be 17.24%, 20.24% or 22.24% but I won't know until I get my actual card. I didn't even think to ask what it was when I called to find out what the limit was, because I was to awe struck over the limit they gave me lol.
And thanks again!
It will be good intel for us when you find out!!!
I forgot about that CL, now I really hate you...LOL
@winstars wrote:
@Mekitcat wrote:I only received the letter telling me I was approved and it told me my credit score.
It didn't give me the amount of the card or the APR, but it makes me think that I didn't get the best rate which will either be 17.24%, 20.24% or 22.24% but I won't know until I get my actual card. I didn't even think to ask what it was when I called to find out what the limit was, because I was to awe struck over the limit they gave me lol.
And thanks again!
It will be good intel for us when you find out!!!
I forgot about that CL, now I really hate you...LOL
Lol
You'll get your card soon enough
yes, it is roughly 6 months of not applying anything except Amex. I started with the Zync in June, then SPG Amex in January. and I just got the platinum delta this month.
My guess would be that you got the 20.24% APR. With my EX score on Amex BCP card, they gave me 22.24% APR with 737 EX score. I read somewhere on this forum that if you get the lowest APR, they would not send the score report or something like that... I doubt your APR was as high as mine. Did you get 12 months 0% intro APR?
@saaws wrote:My guess would be that you got the 20.24% APR. With my EX score on Amex BCP card, they gave me 22.24% APR with 737 EX score. I read somewhere on this forum that if you get the lowest APR, they would not send the score report or something like that... I doubt your APR was as high as mine. Did you get 12 months 0% intro APR? Yes I got the intro but it is only for 6months
I forgot to update this thread. I did get the highest apr 22.24%, but I'm still happy I recieved the card none the less
@winstars wrote:
@Mekitcat wrote:Wow! I just recieved my EX fico from AMEX and it was better than I thought! 749!! Yea!!
I am so on track now. I have come so far after losing everything years ago. It can only get better from here!!
I am beyond words happy!!
Congrats again!!! So you got a snail mail letter from AMEX with your official approval and it gave you your EX FICO scrore??? Did they tell you the APR for the card??? I thought if approved you did not receive a score, unless you don't receive the most favorable terms ie APR wise??? But I have read so many AMEX threads here that maybe I am wrong.
Congrats!!! and very nice starting limit. Regarding the credit score, I believe all CC issuers have to provide a credit score whether approved or denied per the new FACTA and cc laws