bman69 wrote: yeah that sounds good, i can PIF for sure before 6 months thanks for the help
Kewlness all around. Since you have 2 years w/ good hx, why not trying calling for some CLI's - but only if they SOFT you- and that will help avail CL mix of utils? Also lower aprs if you can.
Let me know what you decide to do! I def. think reallocation is the way to go...