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I got an email from Amex to upgrade from my Zync to platinum. Not sure I want to because of the annual fee. Based on my usage, it might be worth it - not sure.
But... wondering what they do if I click the "Request your upgrade" button? Is it an automatic approval? Or do I have to apply for the upgrade?
If anyone knows or has done it, I'd appreciate any info. Also, would that cancel my Zync? Or would I have both cards if I wanted?
Att'd is the bottom of the email I received. Thank you!
P.S. I'm so grateful for this forum because I never would have known about the Zync and gotten it if it hadn't been for the help here!
If you upgrade you will lose the Zync.
@bichonmom wrote:I got an email from Amex to upgrade from my Zync to platinum. Not sure I want to because of the annual fee. Based on my usage, it might be worth it - not sure.
But... wondering what they do if I click the "Request your upgrade" button? Is it an automatic approval? Or do I have to apply for the upgrade?
If anyone knows or has done it, I'd appreciate any info. Also, would that cancel my Zync? Or would I have both cards if I wanted?
Att'd is the bottom of the email I received. Thank you!
P.S. I'm so grateful for this forum because I never would have known about the Zync and gotten it if it hadn't been for the help here!
Once you click on the upgrade link and accept the T&C's, there is no going back to ZYNC. Unfortunately, you cannot have both (unless you apply for the Platinum card separately).
I still have ZYNC and have received several upgrade offers over the years including these recent ones for Platinum & Gold. Neither of which I'm taking since I already have Gold (no need for 2). As far as Platinum (and its infamous coupon book), it doesn't fit my CC strategy at the present time. Needless to say, not giving up ZYNC unless it's a forced upgrade/PC (or I'm dead 😂).
So, bottom line, do the math to see whether upgrading makes sense for you. If it doesn't, then just keep things as is.
If you take the simple upgrade you don't get a big bonus of MR points. Some upgrades may have that sort of offer, this one does not. The $1,500 they mention is only if you manage to use the entire coupon book. If you want a Platinum, apping for a new card with the 100k to 150k MR SUB is the better way to go. Then you also have the ZYNC.
Fully agree with @NRB525. If the math works for you with a new Platinum (thus, no upgrade), apply for a new card (don't forget to check for elevated offers with CardMatch or pre-qualification). That way you'll get the SUB (I didn't see an upgrade MR bonus in the email, and accepting the upgrade prevents you from ever getting a SUB on the card) and you'll get to keep the zync.
I was kind of on the same boat, and I agree with @NRB525 as well. You should apply for a new Platinum if you want a Platinum. I got an 100K offer to upgrade my gold to platinum earlier this month, but ended up ignoring it and took a referal with 150K and 10X restaurant for first 6 month.
Do you get use out of the Zync? Being discontinued for so long, I am curious what benefits it still offers. I know at one time it had add on packs for additional MR.