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Cellice
Regular Contributor

Amex

While I was app spreeing last month I attempted to open a Amex Blue Cash. I was denied due to too many inquiries. I applied for them late in my spree so I understand. Based on what I read on these forums it becomes easier to get approved if you have an existing relationship with Amex. I was able to get approved for a Bank of America Accelerated Rewards Amex. Does this establish a relationship with Amex or just Bank of America?

Message 1 of 5
4 REPLIES 4
Repo-ed
Senior Contributor

Re: Amex

No.


@Cellice wrote:

While I was app spreeing last month I attempted to open a Amex Blue Cash. I was denied due to too many inquiries. I applied for them late in my spree so I understand. Based on what I read on these forums it becomes easier to get approved if you have an existing relationship with Amex. I was able to get approved for a Bank of America Accelerated Rewards Amex. Does this establish a relationship with Amex or just Bank of America?


Just with BoA

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 2 of 5
wreith
Frequent Contributor

Re: Amex

Just BoA.  It uses the AMEX network, but it's just a branded BoA card.  It will not get you a relationship started with them.  I have the USAA Amex card and thought the same thing myself.

01/06/2015 Walmart TU 726
01/06/2015MyFico EQ 705
01/10/2014 USAA FAKO EX 728, EQ 728, TU 728
Discover It $1700, USAA Cash Rewards AMEX $11K, USAA Rewards Platinum MC $12K, CareCredit $13.2K, Chase Freedom $5000, Walmart $4500, Lowes $9800, QVC $1200, HSN $2350, Macys Red Star Store $2900, Paypal smart connect $4022, VS Angelcard $1200, Amazon Store $2500, BCE $4K, Sam's Club Discover $8500, Home Depot $7200, FNBO AMEX $7800
Message 3 of 5
Cellice
Regular Contributor

Re: Amex

Shoot! Well that is the only reason I got the card.

 

Guess its time to add a Zync to my wallet.

Message 4 of 5
UFGuy2006
Established Contributor

Re: Amex

Good luck!
Message 5 of 5
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