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Annoyed w/ PNC App

NoMoreE46
Community Leader
Valued Contributor

Annoyed w/ PNC App

So I have/had cards from over 10 issuers.  Most allow their cardholders to pay via their respective App.  

 
However, with my PNC card (from the BBVA days) paying through the PNC app is forbidden unless you have a PNC DDA.   While I have known this since the BBVA acquisition, it is kinda of a nuisance.

 

So just wondering which other issuers have the same restrictive parameters of only accepting same bank for payments through their App?

 

 

 

IMG_7129.jpeg

 

Message 1 of 6
5 REPLIES 5
Jeffster1
Established Contributor

Re: Annoyed w/ PNC App

Kinecta Credit Union (which I otherwise LOVE) doesn't yet allow you to pay your CC from an external account.

FICO 8 (9/7/23) EX 718 EQ 720 TU 844
FICO 9 (9/17/23) EX 751 EQ 774 TU 850
CH 13 DC 1/5/21 -- I practice AZEO - NEVER above 1% utilization across all cards.

Current lineup as of 9/23
American Express Gold | American Express Blue Cash Everyday 6K | American Express Blue Cash Preferred 5K I American Express Marriott Bonvoy Bevy 5K I American Express Gold Delta Skymiles 6K I American Express Hilton Honors Surpass 1K | Bank of America Customized Cash Rewards Visa 15K | Kinecta MyPerks Rewards MC 35K | TD Bank Double Up Visa 4K | USBank Visa 5K | BMO Harris Cash Back MasterCard 12K | Capital One SavorOne MC 3K | Capital One Walmart MC 2K | NFCU Amex 15K | NFCU CashRewards Visa 15K I Citi Best Buy Visa 10K I Macy’s Amex 1.5K I Bread Financial American Express 8K l AAA Daily Advantage Visa Signature 6K I Wells Fargo BILT World Elite MC 30K I BCU Cash Rewards Visa 8K I Chevron Techron Advantage Visa 2.5K I JCPenney Mastercard $6K I UCLA Wescom CU Rewards Visa 7K I Affinity Pure Rewards Visa 5K
Message 2 of 6
NoMoreE46
Community Leader
Valued Contributor

Re: Annoyed w/ PNC App

Thanks @Jeffster1  for chiming in.

Can you pay your Kinecta through the website using an outside account?  

Message 3 of 6
Jeffster1
Established Contributor

Re: Annoyed w/ PNC App


@NoMoreE46 wrote:

Thanks @Jeffster1  for chiming in.

Can you pay your Kinecta through the website using an outside account?  

Nope. Very frustrating. 

I have to either:

 

1. Transfer money from an external account into my Kinecta Savings, and then pay the cc; or

2. Make the payment by check at one of their ATMs; or

3. Make the payment in person at a branch. 

Fortunately, there is a Kinecta branch next to my gym...but the idea of writing a check gives me a rash. 🤣

 

I love Kinecta, but wish they would fix this. 


 

FICO 8 (9/7/23) EX 718 EQ 720 TU 844
FICO 9 (9/17/23) EX 751 EQ 774 TU 850
CH 13 DC 1/5/21 -- I practice AZEO - NEVER above 1% utilization across all cards.

Current lineup as of 9/23
American Express Gold | American Express Blue Cash Everyday 6K | American Express Blue Cash Preferred 5K I American Express Marriott Bonvoy Bevy 5K I American Express Gold Delta Skymiles 6K I American Express Hilton Honors Surpass 1K | Bank of America Customized Cash Rewards Visa 15K | Kinecta MyPerks Rewards MC 35K | TD Bank Double Up Visa 4K | USBank Visa 5K | BMO Harris Cash Back MasterCard 12K | Capital One SavorOne MC 3K | Capital One Walmart MC 2K | NFCU Amex 15K | NFCU CashRewards Visa 15K I Citi Best Buy Visa 10K I Macy’s Amex 1.5K I Bread Financial American Express 8K l AAA Daily Advantage Visa Signature 6K I Wells Fargo BILT World Elite MC 30K I BCU Cash Rewards Visa 8K I Chevron Techron Advantage Visa 2.5K I JCPenney Mastercard $6K I UCLA Wescom CU Rewards Visa 7K I Affinity Pure Rewards Visa 5K
Message 4 of 6
NoMoreE46
Community Leader
Valued Contributor

Re: Annoyed w/ PNC App

That is some commitment there for that card.  At least I can pay mine with any outside account via the full PNC website.  

Message 5 of 6
UncleB
Credit Mentor

Re: Annoyed w/ PNC App

When PNC bought BBVA I had high hopes... ideally they would have taken the best of BBVA and combined it with the best of PNC which would have been pretty good.

 

But that's not what happened. Smiley Indifferent

 

Basically BBVA disappeared altogether, and PNC just took over all the BBVA accounts as if they had always been PNC.  Smiley Frustrated

Message 6 of 6
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