@Bman70 wrote:
OP, does the 27% total utilization include Macy's? Because 27% of your total credit lines would make $31,500 in revolving credit debt. We've seen banks backing away when people hit $10k unsecured debt.. not surprising some would get nervous over 32k. The recommended utilization numbers tend to go out the window once debt hits a certain level. There's no automatic safe utilization percentage when past certain dollar amounts.
Nice data point.
Signature needs updating
