Another AMEX APR reduction...!

[lg8302ch]

It does not show for me either but I clicked on I believe it was message (not so sure anymore) and then the offer alternative live chat comes... click on the contact options and at one of these options live chat come up....sorry just did it but do not remember already

just repeated... select secure message, then ask a question and then you will see live chat button

[B335is]

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@lg8302ch wrote:

It does not show for me either but I clicked on I believe it was message (not so sure anymore) and then the offer alternative live chat comes... click on the contact options and at one of these options live chat come up....sorry just did it but do not remember already

just repeated... select secure message, then ask a question and then you will see live chat button

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I got it to go finally.  Delta Gold (19.24%) ineligible.  BCE (19.99%) ineligible.  Accounts are 12 and 6 months old.  Makes me feel like I'm doing something wrong with them, Ive never carried a balance with Amex, maybe that's the problem.

[lg8302ch]

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@B335is wrote:

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@lg8302ch wrote:

It does not show for me either but I clicked on I believe it was message (not so sure anymore) and then the offer alternative live chat comes... click on the contact options and at one of these options live chat come up....sorry just did it but do not remember already

just repeated... select secure message, then ask a question and then you will see live chat button

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I got it to go finally.  Delta Gold (19.24%) ineligible.  BCE (19.99%) ineligible.  Accounts are 12 and 6 months old.  Makes me feel like I'm doing something wrong with them, Ive never carried a balance with Amex, maybe that's the problem.

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Sorry to hear. I never carry balances either and have no intention of doing so but set myself the goal to see if I can get APR down to prime with each lender just as a principle. The hardest nut to crack will be Chase because apparently they do not even consider....ha..but this will not prevent me from trying in a few months just for fun ..will try to see if they convert to a Siggy and lower APR. Freedom is my "penalty" APR for the app spree in 2013..22,99% ..No big deal if Chase will not budge ..but an interesting test...LOL

[coldnmn]

Congrats! Thanks for sharing!

[TrulyyBlessed]

I've only had my card since 01/2014, but I decided to give it a shot (All they can say is no). It took like 1 minute, and my APR was lowered from 17.24 to 14.24.  Like many with Amex I always PIF, but one never knows what the future will bring. Thanks for the info.

FYI: I have the Amex Hilton HHonors Card.

[alvon123]

congrats!!!!

[longtimelurker]

Are any of these successes in a promotional period?  In the past we've heard that you have to wait till those end.

[stevenngu92]

I can't catch a break with AMEX in terms of apr. I apped two years ago and got an apr of 22.24% which is still higher than the highest apr of 21.99% if i apped today. I always pif with them so it doesn't matter, but it's still nice to get apr reductions as it lessens my need to ask for clis with other cards .

note: i asked last month and rep wouldn't lower it even though i was eligible.

[TrulyyBlessed]

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@lhcole77 wrote:

Just got off Live Chat with AMEX. Got my APR reduced from 15.24% to 12.24%. Wooo-hoooo!

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OP how long did you have to wait between APR reductions?

[myjourney]

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@lhcole77 wrote:

Just got off Live Chat with AMEX. Got my APR reduced from 15.24% to 12.24%. Wooo-hoooo!

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Very nice APR reduction congrats