No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I would Say Garden!!!
read Remedios post about thin files. +1
Thanks @TheBrad, I think I'm with you, @M_Smart007 and @Remedios. Although the amex card is appealing, I'm going to garden for a bit and see where I'm at in half a year or so. The majority of my spend is covered so I'm quite happy with what I have now.