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Another datapoint for Care Credit Mastercard Upgrade

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delaney1
Established Contributor

Another datapoint for Care Credit Mastercard Upgrade

With no notification from Care Credit, a few weeks ago, I received the Care Credit Mastercard in the mail with an offer to upgrade. I had until 3/2022 to make a decision. Based on recent comments that Synchrony is no longer treating upgrades as new accounts I accepted the offer last week. The MasterCard is now showing on my credit report with an open date of 2018, so thankfully my history from the original card has been maintained. The original Care Credit card is no longer showing on my credit report.

 

Thanks to all those who shared their recent experiences with Synchrony upgrades, it was definitely the deciding factor for me.

Message 1 of 9
8 REPLIES 8
Rebuild2019
Valued Contributor

Re: Another datapoint for Care Credit Mastercard Upgrade

Congratulations 🎉 🎊 🎈 on your Care Credit upgrade.

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | NFCU Auto Loan
Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |
Message 2 of 9
CreditAggie
Community Leader
Super Contributor

Re: Another datapoint for Care Credit Mastercard Upgrade

Congratulations on your Care Credit product upgrade!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (June 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 3 of 9
lakerfan2011
Regular Contributor

Re: Another datapoint for Care Credit Mastercard Upgrade

do u have to be targeted or can you request to upgrade

Message 4 of 9
delaney1
Established Contributor

Re: Another datapoint for Care Credit Mastercard Upgrade


@lakerfan2011 wrote:

do u have to be targeted or can you request to upgrade


Unfortunately, It's targeted, and there's no rhyme or reason to who gets selected.

Message 5 of 9
Anonymous
Not applicable

Re: Another datapoint for Care Credit Mastercard Upgrade


@delaney1 wrote:

With no notification from Care Credit, a few weeks ago, I received the Care Credit Mastercard in the mail with an offer to upgrade. I had until 3/2022 to make a decision. Based on recent comments that Synchrony is no longer treating upgrades as new accounts I accepted the offer last week. The MasterCard is now showing on my credit report with an open date of 2018, so thankfully my history from the original card has been maintained. The original Care Credit card is no longer showing on my credit report.

 

Thanks to all those who shared their recent experiences with Synchrony upgrades, it was definitely the deciding factor for me.


Did you cl remain the same or did that get on upgrade also?

Message 6 of 9
delaney1
Established Contributor

Re: Another datapoint for Care Credit Mastercard Upgrade


@Anonymous wrote:

@delaney1 wrote:

With no notification from Care Credit, a few weeks ago, I received the Care Credit Mastercard in the mail with an offer to upgrade. I had until 3/2022 to make a decision. Based on recent comments that Synchrony is no longer treating upgrades as new accounts I accepted the offer last week. The MasterCard is now showing on my credit report with an open date of 2018, so thankfully my history from the original card has been maintained. The original Care Credit card is no longer showing on my credit report.

 

Thanks to all those who shared their recent experiences with Synchrony upgrades, it was definitely the deciding factor for me.


Did you cl remain the same or did that get on upgrade also?


It's still the same, 20k.

Message 7 of 9
Anonymous
Not applicable

CareCredit Mastercard Upgraded!

After doing my research, I decided to go ahead and upgrade to the MC. Did this on 11/26 but it has not shown up on my CR as of yet. The CL has remained the same $20K. Would like an increase but I think I will lay low until next year to ask. Got an email from CareCredit back in Nov. offering a 5000 bonus points for signing up before 11/30 and spending $100+ before 11/30.  Did both.

Thanks to @gingerflower for giving me some info to help me make this decision. 

Message 8 of 9
Adkins
Legendary Contributor

Re: CareCredit Mastercard Upgraded!

Congratulations!! 


Last HP 08-07-2023



Message 9 of 9
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