Another reason CreditOne Sucks

[NJTurnpike]

They limit you to 4 payments in a 30 day window!

It's like they are forcing you to fall into the statement cut window by not letting you pay.

For reasons I can't control, I can't close them today. They are so getting the axe this summer.

[Simply827]

Can't wait to get rid of mine in May. I wonder what sweet talk they'll give me to stay?

[LS2982]

Axe it tommorow!!! DOOOOOIEEEEET!!!!!

[akabigo]

For me they offered to drop the monthly fee for 3 months which I declined. After that it was easy. I sent them an extra $20 just in case of any funny business but account shows closed by consumer with zero balance on my reports so it was actually much smoother than I thought. Feels great to have them and Applied Bank behind me. Now to wait on those $20 :-P

[navigatethis12]

Most people would probably never reach that limit since usually people only do one payment.

[jbunton444]

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@navigatethis12 wrote:

Most people would probably never reach that limit since usually people only do one payment.

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I opened it and kept for a year to have a positive reporting cl for a year.  never swiped it once though.

[navigatethis12]

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@jbunton444 wrote:

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I opened it and kept for a year to have a positive reporting cl for a year.  never swiped it once though.

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I almost got it back when I had no credit. It had bullets of how it reported to all three and no deposit was required. Then I saw there were unavoidable fees and interest as soon as charges post.

[dodgeball]

thanks for the heads up, I guess I wont be applying for that pre approval after all LOL

[ryanbush]

Just closed mine last month, felt great to switch it out for the CSP!