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So my friend is in need of a credit card in Canada. He is a PR and completely oblivious to credit card world. His top needs are: no AF, no foreign transaction fees (travels often to the US). Any members here with some insight on Canadian market?
Last time I was in a CIBC, I looked over their CC brochure. Most of the cards looked pretty unappealing.
Discover's acceptance seems pretty limited, and Amex isn't great. Everyone seems to take Interac debit, and V/MC credit usually works. Having a primary PIN card might also be useful.
ETA: A lot of CIBC's better (relatively speaking) cards have (at least nominal) minimum income requirements.
I really appreciate your reply. He has been there for little over 2 years ... so I am sure he has some credit history. I am going to forward all your suggestions.