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Any Cool NEW CARDS coming out?!

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Valued Contributor

Re: Any Cool NEW CARDS coming out?!


@ddm2k1 wrote:

If you're 19/24 and still maintaining the scores in your signature, you are something (someone) to be envied. What's your AAoA at this point? 

 


@Saeren wrote:   I'm still 19/24... 😅 Gotta wait til 9/2021 before I'm 4/24

Actually, @ddm2k1, while @Saeren has done quite well increasing his scores while adding new accounts, he's not alone.  I've added 13 new acccounts over past 24 months (12 personal, 1 business) and my scores are still solidly into the 800's.  My file is thick and aged, though, so I don't recommend just anyone do this and expect similar results.  I think @M_Smart007 has been even more active and maintained pretty high scores! 



Updated 07/20/2020
Total Length of Credit = 35+ years; AoOA (Currently open accounts) = 27+ years;
AAoA = 8+ years; AoYA = less than 1 year (Aug 2020)
Total Open Credit Lines Over $521K. Utilization Less Than 1%.
Inquiries until Nov 2020 (TU:3 -- EQ:4 -- EX:9)
New Accounts: 4/6 months; 9/12 months; 12/24 months (as of 07/20/20)
*Hover cursor over each card to see name & CL, or press & hold on mobile app.
Message 31 of 45
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Mega Contributor

Re: Any Cool NEW CARDS coming out?!


@UpperNwGuy wrote:

.  Nobody here has a secret "new cool card," because if they did, it would quickly be all over the internet, and you wouldn't have to ask.


Well, it depends on just how cool things have to be.   Both USAlliance and AOD 3% everywhere (which IMO are still fairly cool!) were detailed here early, and didn't really make it to the major blogs.

 

But I would agree that people here probably aren't sitting on good things waiting for someone to ask!

Message 32 of 45
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Super Contributor

Re: Any Cool NEW CARDS coming out?!


@ddm2k1 wrote:

If you're 19/24 and still maintaining the scores in your signature, you are something (someone) to be envied. What's your AAoA at this point? 

 


@Saeren wrote:

@coreysw12 wrote:

@Saeren wrote:

It's pretty quiet right now which is making it really easy to garden. 


Yep, it's a great time to work on getting under 5/24 right now if anyone's been looking for a new chase card in the near future.

 

I'm only 4/24, but in april I'll be 1/24 if I don't get anything new before then, and lately it seems exceedingly unlikely that I'll get anything new before then.


I'm still 19/24... 😅 Gotta wait til 9/2021 before I'm 4/24 (actually will be 1/24 10/2021 so I can add 3 cards between then and now). 

Only immediate plans are US Bank Cash+. 


 


My AAOA is 2y7m EX, 3y2m EQ, and 2y9m TU. AOOA is 10y6m EX, 10y4m EQ, and 10y4m TU. It got to the point that I added so many that my AAOA was only dropping 1 month for each new account. 🤣 

Less than 1% utilization, only 3 cards reporting a balance, oldest revolver 6y6m. 

What has really been boosting my scores has been inquiries falling. I'll be down to 0/12 on inquiries for TU and EX next month and 1/12 on EQ. I have noticed small gains after each one falls, much to my surprise. 

TU doesn't have AOD reporting so on TU I will hit 0/12 next month and that should be another decent chunk of points. 




Message 33 of 45
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Community Leader
Valued Contributor

Re: Any Cool NEW CARDS coming out?!


@longtimelurker wrote:

@UpperNwGuy wrote:

.  Nobody here has a secret "new cool card," because if they did, it would quickly be all over the internet, and you wouldn't have to ask.


Well, it depends on just how cool things have to be.   Both USAlliance and AOD 3% everywhere (which IMO are still fairly cool!) were detailed here early, and didn't really make it to the major blogs.

 

But I would agree that people here probably aren't sitting on good things waiting for someone to ask!


AOD did get noticed on DOC, MF was the reason of course, but AOD was geofenced by then.

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Message 34 of 45
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Valued Contributor

Re: Any Cool NEW CARDS coming out?!

I think more or so like @ccquest  and another person mentioned ...sorry I have horrible memory so I will have to go back to tag Woody, but things like that are interesting to me...Lesser known things or new things popping up Smiley Very Happy      Just like I didn't know about X1 or someone else was talking about an Andrew something CU I had never heard of before so there are cards/lenders out there that although may be more common to some may not be so to others and thought if it's cool to you maybe others might find the new add cool and some people wait for a very specific type of card and when it comes out to them they sometimes have the mindset that if they know then it has to be common knowledge when that isn't true either.   Smiley Very Happy     Just more food for thought Smiley Happy










Message 35 of 45
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Valued Contributor

Re: Any Cool NEW CARDS coming out?!

@woodyman100    Sorry I knew it was Woody something.










Message 36 of 45
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Valued Contributor

Re: Any Cool NEW CARDS coming out?!

@UpperNwGuy    Something like that I think that is neat that smaller CU are coming up too Smiley Very Happy










Message 37 of 45
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Super Contributor

Re: Any Cool NEW CARDS coming out?!


@blindambition wrote:

@longtimelurker wrote:

@UpperNwGuy wrote:

.  Nobody here has a secret "new cool card," because if they did, it would quickly be all over the internet, and you wouldn't have to ask.


Well, it depends on just how cool things have to be.   Both USAlliance and AOD 3% everywhere (which IMO are still fairly cool!) were detailed here early, and didn't really make it to the major blogs.

 

But I would agree that people here probably aren't sitting on good things waiting for someone to ask!


AOD did get noticed on DOC, MF was the reason of course, but AOD was geofenced by then.


AOD isn't geofenced even now. Those people on DoC were either trying to mislead people or they just didn't read the thread closely enough to find the loophole. 




Message 38 of 45
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Established Contributor

Re: Any Cool NEW CARDS coming out?!

The Chase Freedom Flex is the only new card (and only Chase card) that Is really interesting to me at this point, at least for my spend.

I’m planning on gardening until Jan and trying for the Cash + and then maybe another Navy Fed card. After that, it will be next November before I’d be under 5/24 for the Chase card. I want the Synovus Travel card at some point for the 5% on travel, but that isn’t a major concern during these times.😞


My credit card journey started 3/2018





Summit Speed Card/Sync Car Care - $10000 CL
Discover It - $6500 CL - 5% rotating
AMEX BCP - $25000 CL - 6% groceries
BBVA Clear Points Rewards - $15300 SL - 3% utilities
PayPal Mastercard - $10000 CL - 2% General
PNC Cash Rewards - $8000 CL- 4% gas 3% restaurants
BB&T Spectrum Cash Rewards VS - $6500 SL - 3% gas
Cap 1 Quicksilver - $1600 CL(DW’s card) - 1.5%
Credit One Platinum - $1500 (DW’s starter card) - 1%
AMEX Cash Magnet - $2000 SL (DW’s) 5% general (6 mos)
BBVA Clear Points (DW’s) $10,000 SL - 3% retail
NFCU More Rewards - $4500 CL (DW’s) 3% Restaurants
AOD Signature VISA - $5000 SL - 3% errthang! Smiley Wink
NFCU More Rewards - $23100 - 3% restaurants and groceries

Total CL - $127400

Cash Back and SUBs earned as of 8/28/20 - $3052.83

In the garden lettin’ ‘em grow!

CU Memberships



Goal Cards:
Message 39 of 45
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Established Contributor

Re: Any Cool NEW CARDS coming out?!

Kind of new is that the BoA 3-2-1 Secured card is now available for direct applications instead of as a possible counter-offer to the regular version: https://www.bankofamerica.com/credit-cards/products/cash-back-secured-credit-card/ 

 

Not too spicy, but it's a good choice for rebuilders/starters, I guess


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Message 40 of 45
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