@Anonymous wrote:There's multiple posts on SECU MD on MF.
Good CU that allows multiple approvals per hard pull. UW is very lenient
https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Found-A-New-Friend-in-Maryland/td-p/5980341
https://ficoforums.myfico.com/t5/Credit-Card-Approvals/SECU-account-Rewards-Visa-PLOC-approved-40K-Total/td-p/5612698
https://ficoforums.myfico.com/t5/Credit-Card-Approvals/TY-UH-HUH-2-tradelines-1-pull-my-first-Visa-Siggy/td-p/5984488
Do you recall which bureau they pull?
@ocheosa wrote:@SouthJamaica wrote:
Do you recall which bureau they pull?
EQ-5
Thanks.
Then my application will probably be denied, as I do not have a good score in that model 
@SouthJamaica wrote:
@ocheosa wrote:@SouthJamaica wrote:
Do you recall which bureau they pull?
EQ-5
Thanks.
Then my application will probably be denied, as I do not have a good score in that model
I think the lowest I've read about so far was 680ish maybe? Although pre-approved for the credit card, I actually had a hard time establishing membership since they were tougher on out of state apps at that time. If nothing else, why not take some time to set up your membership and get that out of the way and circle back around when you feel more comfortable for credit products? I was assured once you are in, processing loans is effortless. I did find it to be very easy. I only had to supply one paystub for my credit card. I inquired about the PLOC but was told to wait 6mos to a year for the PLOC as I'd opened a lot of accounts over the past 24months which was very true. I've actually been quite pleased with them since the initial membership debacle.
@ocheosa wrote:@SouthJamaica wrote:
Do you recall which bureau they pull?
EQ-5
How many bureaus does Equifax have?
@SouthJamaica wrote:
@ocheosa wrote:@SouthJamaica wrote:
Do you recall which bureau they pull?
EQ-5
Thanks.
Then my application will probably be denied, as I do not have a good score in that model
SECU told me 670+ EQ5 for approval
When I was 669 (literally 1 pt away), no soup. Once I shot my score over that, I got soup (plenty of it).
They seem to like lower DTI + clean profile, 670+ EQ5, don't care about new credit *that* much (They issued me 4 revolvers + 1 PL + 3 SSL in a span of few months)
@AverageJoesCredit wrote:
@ocheosa wrote:@SouthJamaica wrote:
Do you recall which bureau they pull?
EQ-5
How many bureaus does Equifax have?
Too d**n many !!! We've learned numerical suffixes can make all the difference between glee and pain! 
@ocheosa wrote:
@AverageJoesCredit wrote:
@ocheosa wrote:@SouthJamaica wrote:
Do you recall which bureau they pull?
EQ-5
How many bureaus does Equifax have?
Too d**n many !!! We've learned numerical suffixes can make all the difference between glee and pain!
😆