Any guesses on when Navy Federal Will...

[DEcreditguy]

Can you PC from GoRewards to MoreRewards now? I know for the longest time, PC from Visa Sig to AMEX was a no-go. 

[Anonymous]

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@DEcreditguy wrote:

Can you PC from GoRewards to MoreRewards now? I know for the longest time, PC from Visa Sig to AMEX was a no-go. 

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Yes you can. Just give them a call. Beware that the change can cause your APR to change. My cashRewards got hiked from 11.9% to 17.24% when I did it. 

[VPExecutive]

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@wasCB14 wrote:

Flagship might be a harder sell to the average consumer (who may not be shopping around with other banks/CUs) if NFCU also offers a 2% card with no AF.

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Would be amazing if Navy then increased the Flagship Rewards structure to 2.5x general/3x travel with a $49 annual fee, but one could only wish that happens. 

[Anonymous]

I think the Go Rewards is still good because the more rewards don't come with things like warranties or replacement for your phone if you use it for the phone bill.

[Anonymous]

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@Anonymous wrote:
I think the Go Rewards is still good because the more rewards don't come with things like warranties or replacement for your phone if you use it for the phone bill.

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It actually does come with a lot of benefits. 

https://www.americanexpress.com/us/network/navyfederal/morerewards/cardbenefits.html

https://www.navyfederal.org/pdf/creditcards/NFCU_816AMEX.pdf

[wasCB14]

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@VPExecutive wrote:

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@wasCB14 wrote:

Flagship might be a harder sell to the average consumer (who may not be shopping around with other banks/CUs) if NFCU also offers a 2% card with no AF.

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Would be amazing if Navy then increased the Flagship Rewards structure to 2.5x general/3x travel with a $49 annual fee, but one could only wish that happens. 

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Perhaps with sufficient banking activity, or a large IRA. BofA Premium Rewards offers more than you wish (though customer service would be a tradeoff) at the $100k asset tier.

[VPExecutive]

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@wasCB14 wrote:

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@VPExecutive wrote:

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@wasCB14 wrote:

Flagship might be a harder sell to the average consumer (who may not be shopping around with other banks/CUs) if NFCU also offers a 2% card with no AF.

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Would be amazing if Navy then increased the Flagship Rewards structure to 2.5x general/3x travel with a $49 annual fee, but one could only wish that happens. 

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Perhaps with sufficient banking activity, or a large IRA. BofA Premium Rewards offers more than you wish (though customer service would be a tradeoff) at the $100k asset tier.

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I believe BoA banned me for life after I opened an account for the $300 bonus and then closed it immediately after receiving said bonus. 

I tried opening another account with them a few months later and they closed it 6 days after approving it in the first place. 

I would prefer using Schwab and NFCU over BoA anyways.