Well if i read your post correctly. I decided to apply for a hooters card at the same point in time as trying to get a chase(been trying to get rid of my orchards af card) Declined for the chase .
I got the 7 to 10 message with hooters i took that as a decline and applied with Alliant
Alliant approved me for a 5k card and then today i got a hooters MC in the mail with 1k CL
So now i will be able to ditch the orchard card next month when my year hits (400 CL 39 AF) unless they waive the AF .
Well due to my recent credit app spree I now find myself with 5 new cards
Macys, Hooters, Credit One, Best Buy Rewards, Household bank rewards.
I may regret this later.
have not app with bank cc this year. was approved by two CU's that i apped in part to offset a rather precarious overrepresentation of amex and 'zombie' bank products in my cc 'roster'. i'll rest a bit easier, no doubt!