Any of you gotten Premium CC with 1 collection reporting?

[Anonymous]

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@MountainHiker wrote:

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@Anonymous wrote:

I had a collection and a CO when I app'd for the Zync card.  I also CO's on an Amex Gold card back in 2004.  Granted I got the 500 limit with autopay, I don't really care.  I app'd to get the backdating and my foot back in the door with Amex.  I don't regret it at all. 

PS my EX was like 640

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jtc

Was your collection with AMEX paid off or unpaid?

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It was paid to AMEX a few months after the chargeoff.  Even if yours was unpaid, I don't think its going to matter.  The Zync seems like one of the easiest cards to get.  A 640 Fico with negative history, oh and my util% was 45 and 2 of my cards were over the limit.  I was shocked.  I also on that same night was approved for the Discover More card

[MountainHiker]

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@Anonymous wrote:

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@MountainHiker wrote:

---

@Anonymous wrote:

I had a collection and a CO when I app'd for the Zync card.  I also CO's on an Amex Gold card back in 2004.  Granted I got the 500 limit with autopay, I don't really care.  I app'd to get the backdating and my foot back in the door with Amex.  I don't regret it at all. 

PS my EX was like 640

---

jtc

Was your collection with AMEX paid off or unpaid?

---

It was paid to AMEX a few months after the chargeoff.  Even if yours was unpaid, I don't think its going to matter.  The Zync seems like one of the easiest cards to get.  A 640 Fico with negative history, oh and my util% was 45 and 2 of my cards were over the limit.  I was shocked.  I also on that same night was approved for the Discover More card

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Wow, Very impressive.You bacisly have the very cards that I hope to have.

[Anonymous]

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@MountainHiker wrote:

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@Anonymous wrote:

---

@MountainHiker wrote:

---

@Anonymous wrote:

I had a collection and a CO when I app'd for the Zync card.  I also CO's on an Amex Gold card back in 2004.  Granted I got the 500 limit with autopay, I don't really care.  I app'd to get the backdating and my foot back in the door with Amex.  I don't regret it at all. 

PS my EX was like 640

---

jtc

Was your collection with AMEX paid off or unpaid?

---

It was paid to AMEX a few months after the chargeoff.  Even if yours was unpaid, I don't think its going to matter.  The Zync seems like one of the easiest cards to get.  A 640 Fico with negative history, oh and my util% was 45 and 2 of my cards were over the limit.  I was shocked.  I also on that same night was approved for the Discover More card

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Wow, Very impressive.You bacisly have the very cards that I hope to have.

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Give both of them a shot.  I think you'd be able to get them.  Then let them Garden