I have had my CJ account for about a year now. It started at $1500 then
went to $2500 CL. I have purchased quite a few items and I have been happy
with the quality. I'm sure it is not the most top grade stuff but it isn't bad
either. They send a certificate showing the value of the item... I have bought
two diamond rings and both had the certificate with the order. All in all,
I don't think they are a bad company, although there seems to be a lot of
people here they think otherwise. I guess there was some issue with paying
your bill on their web site or something. I just mail in my check each month.
So far, so good and they report to the bureaus promptly each month.