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Anyone Broke off NFCU CL to 2 Cards then CLI?

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Creditaddict
Legendary Contributor

Anyone Broke off NFCU CL to 2 Cards then CLI?

Not instant but has anyone broke off say $5k from an existing account and then how long did you wait before you asked for a CLI on the new card? Did it end up being HP for first request like we seem to be seeing or was it a SP? What did you go up?

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3 REPLIES 3
Dustink
Valued Contributor

Re: Anyone Broke off NFCU CL to 2 Cards then CLI?

Seems like it would just make more sense to app for the new account you want.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 2 of 4
madmann26
Valued Contributor

Re: Anyone Broke off NFCU CL to 2 Cards then CLI?


@Dustink wrote:

Seems like it would just make more sense to app for the new account you want.


Splitting into 2 accounts gets you all the same NFCU benefits (including more then generous lines of credit) without the HP.

 

Current FICO 9 Scores



Message 3 of 4
kampfer09
Frequent Contributor

Re: Anyone Broke off NFCU CL to 2 Cards then CLI?

I just applied for the sig visa and got approved for $7k. And I was also approved for Navcheck for $5k at the same time. I was thinking of doing some recon after I got approved but ill just wait until my bday and ask for cli.
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