My dad is a retiree of Exxon/Mobil, so he is the one that introduced me to them since they have an exclusive relationship with Exxon (they are based out of Dallas, TX) I have a 24K car loan with them at a 5.5 interest rate (pre-owned vehicle). I have been a member with them for 2 years now. I am trying to get a credit card through PenFed, but if that does not work out, I am going to try to get a credit card through Pegasus, since I am already a member and have a loan with them. Anyone else do business with Pegasus ?