Just did my usual monthly checking of two HSBC accounts that I have and for the first time in 6 years they charged me $59. I promptly called and closed it since it was just SD'd anyway ($500cl) . Rep wouldn't remove the fee so she made it easy. I have another account with them that I will monitor but so far no fees on that one. No way will I pay for an almost useless card with no rewards.
Just checked my HSBC.. Haven't seen an AF but I guess I'm due in August...
Starting Score: EQ: 468 - 2/2013
Current Score: EQ: 620, EX: 611, TU: 599 - 7/2013
Goal Score: 750's
I got one but it wasn't a surprise...lol.
The EO was able to credit it for me, though.
HSBC is a crap card anyways who cares....
True but people that have this card should still try the EO to revise the fees, not everyone can have prime cards
I was slapped with the $59 annual fee on my Orchard about a month ago. I called the regular 1-800 number on the back of the card and told them I wanted to close my account. They asked me why and I told them because of the annual fee the card was not worth for me to keep open. They waived it for me this year. As always YMMV.
I tried to do that with the regular CS and they gave me some bull...that's when I went and sent an email to EO. Will probably have to do the same next year if I still have the card.