cancel
Showing results for 
Search instead for 
Did you mean: 

Anyone else have Fingerhut? (I know)

tag
princechristian
Regular Contributor

Re: Anyone else have Fingerhut? (I know)

Same boat here! Got the run around when I called them. Hopefully it will all clear up with time. But it just started reporting for me as new account several days ago.

Revolvers: FP Gold $300, FP Platinum $300, Applied Bank Business $500, Kay Jewelers $500, Fingerhut $400, Gettington $300

Installers: KHEAA student loan, Dealer Funding LLC auto loan x2, Crescent Bank auto loan, Acceptance Loan Co personal loan x2

Negatives: 1 collection - 2010 $307, Auto lates - 2 30 days, 60 day, 2009 / 3 30 days, 60 day, 2012

Message 11 of 17
tbolt2
Contributor

Re: Anyone else have Fingerhut? (I know)

WebBank tradeline finally showed up on TU this morning. The history, balance, CL, etc. is correct.

 

The Metabank tradeline is still listed on Equifax incorrectly as an open account with my 850 credit limit as the high balance and a credit limit of zero. I'll probably give this one another month to correct itself then I'll dispute it.


Starting Score: 534 11/09
Current Score: FICO 652 05/11
Goal Score: 700+


Take the FICO Fitness Challenge

Message 12 of 17
cmd0906
New Contributor

Re: Anyone else have Fingerhut? (I know)

Question?
I was just approved for a fingerhut account with a $500 CL. It didn't say anything about it being a fresh start. Will this account start of reporting as a revolving vs installment as some say happened with the fresh start? I really. Don't plan on using it much, maybe a small purchase then PIF just so it can have activity on it.
Message 13 of 17
mikey78
Frequent Contributor

Re: Anyone else have Fingerhut? (I know)

never heard of finger hut

only pizza hut Smiley Happy
but from what i read on this threads they are eager happy to post balances and become the turtle when reporting 0 bal


Current score TU 708, EX 686 EQ 715
Status I.T.Garden Till 08/2014
Message 14 of 17
kstmommy
New Contributor

Re: Anyone else have Fingerhut? (I know)

The Fresh Start will appear as an installment and shows all 6 payments, even though I paid it off in 4 payments instead of 6. That now shows closed, and my regular credit line appears like any other card. Hope that helps.

Message 15 of 17
goosedog
Regular Contributor

Re: Anyone else have Fingerhut? (I know)

Fingerhut has been sold so many times in the last few years, its hard to keep up with who is providing the financing.  Its gone from citibank to metabank, to webbank, to god knows who now.

Message 16 of 17
JonStur
Established Contributor

Re: Anyone else have Fingerhut? (I know)

I've had a Fingerhut acct for about 8 years now, but I haven't used it in about 3 years. I like how they raise my limit like $1500 every year around Christmas and beg me to spend it if I want to keep it. Inevitably I don't spend anything and they take the limit back like an angry kid taking his ball from the playground and going home...


Starting Score: TU 595 EX 600 EQ 585
Current Score: TU 820 EX 825 EQ 812
Goal Score: 800 Club (Mission Accomplished)

Amex Platinum, Amex BCP $17.5K, 5/3 Sig $10K, Capital One Quicksilver 15K, Walmart 10K, US Bank Cash+ 15K, Sam's Club 10K, Chase Freedom $6K, Discover More $15K, Chase United Club MileagePlus $33K, Costco $6K, CapOne Quicksilver One $7K, Cap One Quicksilver $5K, Amazon $3K, Barclays $12.5K, Home Depot $7.5K, AppleCard $6K
Message 17 of 17
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.