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Anyone gotten a CC upgrade from Citi??

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BungalowMo
Senior Contributor

Anyone gotten a CC upgrade from Citi??

I have a citi diamond preferred card & wanted a better product. 

 

Has anyone done this? 

What did they switch you to?

Was a hard inq involved??

 

Thanks!!

BK 7 discharge 06.24.2020 No Fico score at all. Smiley Sad
Message 1 of 4
3 REPLIES 3
BungalowMo
Senior Contributor

Re: Anyone gotten a CC upgrade from Citi??

Well, I called just to see what I could get without a hard inq.

 

I got the Citi cash back card.  Still not their greatest, but better than what I originally got.  They doubled my limit to $3600 (asked for more!  Smiley Very Happy ) and at the end of Jan, my 0% interest drops from 17 something to 11 ish.  

 

I still don't see myself using this a lot...but at least I know that I can get product upgrades with no hard inq.!!

 

And so can you...

BK 7 discharge 06.24.2020 No Fico score at all. Smiley Sad
Message 2 of 4
laz98
Senior Contributor

Re: Anyone gotten a CC upgrade from Citi??

thanks for testing that out for us!  Smiley Wink

Message 3 of 4
BungalowMo
Senior Contributor

Re: Anyone gotten a CC upgrade from Citi??


@laz98 wrote:

thanks for testing that out for us!  Smiley Wink


You bet!  I'll play guinea pig every now & then...as long as someone else plays along for other cards!  hahaha

 

I got a similar deal with AMEX last week too.  Upgraded from Blue Cash to BC Everyday.  MUCH nicer/quicker cash back rewards!  I was also approved for the Blue Cash Preferred, but I don't want to pay a fee, even tho I could likely make that back on the 6% grocery cb...

BK 7 discharge 06.24.2020 No Fico score at all. Smiley Sad
Message 4 of 4
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