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I thought the PACU was fixed rate, not variable?
@AverageJoesCredit wrote:
+1 Dad, Galahad15 will save the day. If we say his name 3 times in a row he will come. So shall it be
Like Candyman lol.
Correct, according to their website link below, the PACU card has a fixed, not variable, APR. Also the interest rate did not rise for me on my statements during the last 1-2 Fed rate hikes.
https://www.premieramerica.com/loans/credit-cards
Yes, existing accounts don't change when rates rise - they are fixed.
Any word on their receptiveness with a 4yr old bk showing?
Is Ex used to join CU or only for CC application?
Experian report used only for credit card application.