cancel
Showing results for 
Search instead for 
Did you mean: 

Anyone have any issues with travel right after opening AMEX?

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
Regular Contributor

Anyone have any issues with travel right after opening AMEX?

Hi all, I was approved for a BCP the sunday before Memorial Day. I went into the app to notify of my travel from 6/7-6/10 and the messaging said no need to notify them in advance. I still don't have the new card and unless it comes in the mail tomorrow likely wont have it till monday. Since I leave the same week I would activate the new card should I call in and tell anyway? Anyone any experience with a similar situation? Thanks in advance
Discover it: 7500
Amex BCP: 2000
22k student loan
Ficos 8's ~770
Inq: TU:1 EQ:1 EX:2
Message 1 of 10
9 REPLIES 9
Community Leader
Valued Contributor

Re: Anyone have any issues with travel right after opening AMEX?

If it makes you feel more secure about using it, no harm in notifying them. However, I don’t see it being a problem unless your charges are questionable. 

Discover It: 19.7k
Amex BCE: 18k
Citi DC: 5.7k
~~~~~~~~~~~~~~~~~~
Once you go Berner, you never go back.
Message 2 of 10
Regular Contributor

Re: Anyone have any issues with travel right after opening AMEX?

Makes sense. Thanks P&G, perhaps I was overthinking a bit haha
Discover it: 7500
Amex BCP: 2000
22k student loan
Ficos 8's ~770
Inq: TU:1 EQ:1 EX:2
Message 3 of 10
Moderator

Re: Anyone have any issues with travel right after opening AMEX?

Amex stopped accepting travel notifications years back.  Completely.  You should have zero problems, though.  I've never had a declined charge from Amex.

Message 4 of 10
Valued Contributor

Re: Anyone have any issues with travel right after opening AMEX?


@K-in-Boston wrote:

Amex stopped accepting travel notifications years back.  Completely.  You should have zero problems, though.  I've never had a declined charge from Amex.


+1

 

I’ve never had a problem with all the international travel I do for work. 

 

 





Total Revolving Limits $229,300

FICO 8 scores 04/2019
EX-778
TU-714
EQ-716
Message 5 of 10
Regular Contributor

Re: Anyone have any issues with travel right after opening AMEX?

Thanks for the responses, this is my first amex so I was just curious. Thank you all very much
Discover it: 7500
Amex BCP: 2000
22k student loan
Ficos 8's ~770
Inq: TU:1 EQ:1 EX:2
Message 6 of 10
Established Contributor

Re: Anyone have any issues with travel right after opening AMEX?


@Wrigley2172 wrote:
Thanks for the responses, this is my first amex so I was just curious. Thank you all very much

Congrats on your new card!!! Hopefully you will receive in time to take with you.  Smiley Happy

“Most people work just hard enough not to get fired and get paid just enough not to quit.”
Take the myFICO Fitness Challenge


Message 7 of 10
Regular Contributor

Re: Anyone have any issues with travel right after opening AMEX?

Hopefully you are travelling domestically or else you will have trouble with AMEX. Don't the Blue cards have 2.7% FTF?
I don't remember all the nuances of the now-probably-more attractive BCP design but I think 6% grocery is intact with streaming being the new "major" category and then instead of 3% dept. Stores its 3% transit or something....right?
Does that category have broad travel definitions?
I'm guessing it's designed more for commuting than actual travel so hopefully your situation is more about coincidence/timing more so than the strategy of getting a card before a trip in order take advantage of bonus categories.....
started tracking Experian - Starting Score:523 | Current Score:672 | Goal Score:740
now tracking all 3

2/20/19
Take the myFICO Fitness Challenge
Message 8 of 10
Regular Contributor

Re: Anyone have any issues with travel right after opening AMEX?

Got it in the mail today! Ya im just going from Chicago to Salt Lake so shouldnt be a huge problem.

@slowbutsure
Ya the app was more because I was looking to open it anyway and the timing just lined up with my trip. Plus I got the 300 back for 1k spend to pop and I didnt wanna let that pass haha so app away I did. Got 2k SL
Discover it: 7500
Amex BCP: 2000
22k student loan
Ficos 8's ~770
Inq: TU:1 EQ:1 EX:2
Message 9 of 10
Regular Contributor

Re: Anyone have any issues with travel right after opening AMEX?

@slowbutsure
To answer the other part of your question ya the new 3% catagory is for commuting type things "uber/lyft parking, train tickets ect"
The 3% dept stores has been gone for awhile I believe and the new 6% catagory is streaming services. Theres no true travel perks. 6% groccery 3% gas are still there as well
Discover it: 7500
Amex BCP: 2000
22k student loan
Ficos 8's ~770
Inq: TU:1 EQ:1 EX:2
Message 10 of 10
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.