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Anyone hold PNC Points Visa? Pull? 50,000 Bonus pts

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ScarletFever
Frequent Contributor

Anyone hold PNC Points Visa? Pull? 50,000 Bonus pts

after first $500 over three months, 0% first 15 months for purchase and BT, 13.99 after, 4x points per $1 spent, no cap. Received in mail today.

.Citi FICO-836 Barclays TU FICO; 827. Discover Fic0-826; CK:EQ-821; TU-819; CS-819; Total credit-$165,500: NASA-29,700; AMEX BCP-17,000; AMEX EDP-20,000; CSP-14,400; Barclay Ring-10,000; Discover It-9,000; U.S.Bank Sig Visa13,000; United TeleTech Federal Credit Union-$9000; Citi Double Cash-9900; Citi TYP-7,700; Discover Cashback Bonus-7,200;Chase Freedom-6,500; AMEX HHilton Honors-5000; Barclay NFL Extra Points-$5000. Utility always 1-2%
Message 1 of 8
7 REPLIES 7
Anonymous
Not applicable

Re: Anyone hold PNC Points Visa? Pull? 50,000 Bonus pts


@ScarletFever wrote:

after first $500 over three months, 0% first 15 months for purchase and BT, 13.99 after, 4x points per $1 spent, no cap. Received in mail today.


Points are worth .25cpp

 

Basically a 1% card. Smiley Wink

Message 2 of 8
ScarletFever
Frequent Contributor

Re: Anyone hold PNC Points Visa? Pull? 50,000 Bonus pts

4X will come to 1%. Points can be worth up from 1.5 to 6 cents depending on how used. Can also add up to $500 if used correctly.

.Citi FICO-836 Barclays TU FICO; 827. Discover Fic0-826; CK:EQ-821; TU-819; CS-819; Total credit-$165,500: NASA-29,700; AMEX BCP-17,000; AMEX EDP-20,000; CSP-14,400; Barclay Ring-10,000; Discover It-9,000; U.S.Bank Sig Visa13,000; United TeleTech Federal Credit Union-$9000; Citi Double Cash-9900; Citi TYP-7,700; Discover Cashback Bonus-7,200;Chase Freedom-6,500; AMEX HHilton Honors-5000; Barclay NFL Extra Points-$5000. Utility always 1-2%
Message 3 of 8
barbaralee
Established Contributor

Re: Anyone hold PNC Points Visa? Pull? 50,000 Bonus pts

I have the cashbuilder, which is 1.75% because of the checking account I have. Not bad for me, since I am such a low spender. I had read that the Points one was not that great.

Message 4 of 8
ScarletFever
Frequent Contributor

Re: Anyone hold PNC Points Visa? Pull? 50,000 Bonus pts

Who do they pull?

.Citi FICO-836 Barclays TU FICO; 827. Discover Fic0-826; CK:EQ-821; TU-819; CS-819; Total credit-$165,500: NASA-29,700; AMEX BCP-17,000; AMEX EDP-20,000; CSP-14,400; Barclay Ring-10,000; Discover It-9,000; U.S.Bank Sig Visa13,000; United TeleTech Federal Credit Union-$9000; Citi Double Cash-9900; Citi TYP-7,700; Discover Cashback Bonus-7,200;Chase Freedom-6,500; AMEX HHilton Honors-5000; Barclay NFL Extra Points-$5000. Utility always 1-2%
Message 5 of 8
barbaralee
Established Contributor

Re: Anyone hold PNC Points Visa? Pull? 50,000 Bonus pts

I am in Ohio and they pulled Experian. I called in and spoke with an underwriter, and in all honesty I think he based most of his decision on my banking relationship with them. 

Message 6 of 8
B335is
Moderator Emeritus

Re: Anyone hold PNC Points Visa? Pull? 50,000 Bonus pts

I applied last year in MI and they pulled TU. Even with 2 inq they denied. I agree they really prefer a banking relationship. Although I tried that afterwards and was denied a checking acct for too many Chex inq so go figure.
Message 7 of 8
longtime_lurker
Valued Contributor

Re: Anyone hold PNC Points Visa? Pull? 50,000 Bonus pts


@B335is wrote:
I applied last year in MI and they pulled TU. Even with 2 inq they denied. I agree they really prefer a banking relationship. Although I tried that afterwards and was denied a checking acct for too many Chex inq so go figure.

LOL. That's still crazy to me to see checking account denials. But OP, $500 sign up bonus for this card is not bad...then PC to Cashrewards if possible Smiley Tongue

Current cards: MSUFCU Platinum, Amex PRG, Amex Surpass, Amex BCE, Citi Prestige, Citi Double Cash, Citi Premier, US Bank Cash +, Huntington Voice, AAviator, Sallie Mae, Discover IT, Chase Freedom TU:753 EQ Enhanced: 758
Message 8 of 8
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