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Anyone try a CLI on their new Cap1 Venture?

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racer-x
Valued Contributor

Re: Anyone try a CLI on their new Cap1 Venture?

The document will show up in on your accts page a day before you get an email saying it's available to view.

 

Also, let us know what the score date was that they used. Just curious to see if it matches the number they gave you in your approval letter for the Venture or if it was a 2 mo. old SP number like they apparently use.

Message 11 of 26
skigirl916
Established Contributor

Re: Anyone try a CLI on their new Cap1 Venture?


@android01 wrote:

I was approved for 30K, so I don't really need a CLI, but I might try it after six months.  Smiley Wink


Your scores just made me salivate a little!

Message 12 of 26
vikingred
Frequent Contributor

Re: Anyone try a CLI on their new Cap1 Venture?

Just to push the limits a little further I went back on the prequal site, and it says Congrats you're preapproved for the QS at 17.9%.  So, me being me, I filled out the app, knowing it could be another hard pull.  They HP'd me on 2/8/2015 for the Venture approval and Spark Approval.  It's been less that 30 days.  Activated the cards last week.  So I get notice "We know this is not what you're looking for, but you'll receive a letter..."  Wow, denied.  Preapproved/Congrats/17.9% but denied.  Jeez.  Recon?  I checked all my bureaus and NO HP.  So, I'm not sure what's up or what to do.  Would like a QS, but I realize I'm pushing it.  Ton of new accts and inqs.

Message 13 of 26
bigblue7722
Valued Contributor

Re: Anyone try a CLI on their new Cap1 Venture?


@vikingred wrote:

Just to push the limits a little further I went back on the prequal site, and it says Congrats you're preapproved for the QS at 17.9%.  So, me being me, I filled out the app, knowing it could be another hard pull.  They HP'd me on 2/8/2015 for the Venture approval and Spark Approval.  It's been less that 30 days.  Activated the cards last week.  So I get notice "We know this is not what you're looking for, but you'll receive a letter..."  Wow, denied.  Preapproved/Congrats/17.9% but denied.  Jeez.  Recon?  I checked all my bureaus and NO HP.  So, I'm not sure what's up or what to do.  Would like a QS, but I realize I'm pushing it.  Ton of new accts and inqs.


I think its only 2 cards for CAP one in a month period of time. I would def slow down on the apps. 

AMEX PRG NPSL,Lowes $17000,Capital One venture card $12,000,Us Airways mastercard $9500,Fidelity Amex $9000, Discover it $8000, Capital One Venture One $7500, BOA 123 rewards $7500 CSP $6000, Capital One Quicksliver $5500, Amazon Store card$5000,Barclay
Card Ring $5000 Chase Marriott $5000,Chase Hyatt $5000, Sallie Mae Mastercard $4400, Paypal smart connect $4000,Chase Freedom $3200, Capital one Quicksliver visa $3000, Chase IHG Rewards $2300, Chase Southwest Premier $2000, Citi Double Cash $1500, AMEX BCE $1000

Last app July 22nd 2015- No apps for two years.
Message 14 of 26
kdm31091
Super Contributor

Re: Anyone try a CLI on their new Cap1 Venture?

The website will not approve you before 6 months. You can call the EO but if you just got the card I dunno if they'll do it.
Message 15 of 26
kdm31091
Super Contributor

Re: Anyone try a CLI on their new Cap1 Venture?

And yes. You need to slow down. Hitting luv button on a card you just got, apping for a new card...you're gonna scare them. Its a creditor not a charity. Take it easy.
Message 16 of 26
Anonymous
Not applicable

Re: Anyone try a CLI on their new Cap1 Venture?

I did twice and i got hit with account too new.

Message 17 of 26
kdm31091
Super Contributor

Re: Anyone try a CLI on their new Cap1 Venture?

Generally if its before 6 months that's what happens. Some get a CLI sooner, maybe 4 months but definitely not right away after opening
Message 18 of 26
Aarvard
Established Contributor

Re: Anyone try a CLI on their new Cap1 Venture?

I tried right away when I got my card last week. Bitter denial Smiley Sad

03/25/2015 TU 08 765, EX 08 747, EQ 08 757, EQ 04 754.
01/30/2016 TU 08 775, EX 08 752, EQ 08 744
Goal: 780+ across all models.
Message 19 of 26
vikingred
Frequent Contributor

Re: Anyone try a CLI on their new Cap1 Venture?

What's that phrase?  "Aggressive pursuit of new credit".  Heh.

Message 20 of 26
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