Anyone trying for some Black Friday Credit magic?

Duncanrr · ‎11-26-2013

Curious, last year I only had my Walmart Discover for 2 months and called in and got a 3xCLI on it on Black Friday. I told them I needed the extra purchasing power for Black Friday. Is anyone else trying to strike some Black Friday Credit magic this year? Ive been debating it but will probably not ask for any CLI's. I really want to get one on my BCP card but my UTIL isnt where I want it so I'll wait.

Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750
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DaBears · ‎11-26-2013

Not me, I just opened a Kay's Jeweler credit card yesterday at their store and got approved instantly for $8000.00 I bought my wife something but I don't think I will ever use all the credit line lol. Other than that I'm in the garden for 2 yrs.

DaBears

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lg8302ch · ‎11-26-2013

Well I could say I prepared my spending power for Black Friday from Jan13 to Nov13...100K should do...LOL....Good luck and Happy shopping

TiggerDat · ‎11-26-2013

Not even gonna try it! I wouldn't mind breaking the 60K mark soon, but meh. I still can't even believe I have this much since it was not that long ago that I had 1/10 of this. I thin I have added almost 50K in the last year alone. I have decided that this year I best be thrifty, I want to buy a house soon, is the excuse I will use for not buying much for Christmas!

It is by will alone I set my mind in motion.....
Always follow these rules: Only take a HP for a new account. Always use the best rewards card for that reward category. Don't close a card unless you know you really should. Never use more than 35% of a credit limit. Recon as much and as best you can. Use the introductory period to the best advantage. Get the signup bonus. Whenever possible PIF or balance transfer so you pay less in interest. Never give an excellent rating when it is actually the norm. Always look for a discount as more is always better.
Always accept candy from strangers because they have the best candy or from people you know have good candy.

yudeology101 · ‎11-26-2013

I would love to request a CLI on my Citi Best Buy card so that I can have some extra spending power for BFriday. I called yesterday but no luck, as soon as they said "We would have to pull your Cred.." I said Nope and hung up. So just now I just bought a Sharp 50" LED 120mhz for $400 using my CSP instead.

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO ↑ 11) EX:686 (FICO ↔ N/C) TU:686 (FICO ↑ N/C) *8-5-14*

Overall UTIL: 14% *Gardening Since: 1/20/16*
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Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)

k-s · ‎11-26-2013

Where did you find a 50' Sharp for $400?! My husband is going to get a very nice Christmas gift if I can find that deal.

LittleMsLaur · ‎11-26-2013

Only card I really had to request CLI on was my Kohls one...which I haven't used in about six months. They pushed me up from $800 to $2k so I won't complain...though it probably won't really make me use the card any more than I do now. I definitely used the "I need to have more purchasing power for Black Friday" line, though. And then I just got my AMEX bumped up $4500 but that doesn't count. I'd love to recon my new Chase with that excuse, but I don't want another HP after apping for it, and I've heard they're consistent with those so. :/ Maybe next year?

FICO: 772 (11/2013) TU:760 (11/2013)

AMEX BCE: 10k
Kohl's Charge: 2k
Chase Freedom: 3k
Discover IT: 7.5k
VS Angel Card: 1k

snowkitty · ‎11-26-2013

I'm not going to ask for any cli's but I was on amazon today and they are offering 50.00 off with the chase amazon approval. I'm feeling a bit itchy about that but I don't want to push Chase. I'm also worried about my existing credit. ....I've got 20k more credit than income so I'm not sure apping would be a good idea.

Uppingmyscore · ‎11-26-2013

I had to call SAMs about a promotional purchase that I got and it wasn't showing up online and asked for my limited to be bumped to $10,000 but they only gave me $8,000. That's a $4,000 CLI I'll take it :-)

My Wallet: Amex Express BCE $27,000, Amex Express Blue Sky $6,000, Delta SkyMiles $10,000, Discover $14,000, Chase Freedom $23,500, Capital One $8,000, SAMS $10,000, and LOWES $10,000

toppers555 · ‎11-26-2013

@k-s wrote:
Where did you find a 50' Sharp for $400?! My husband is going to get a very nice Christmas gift if I can find that deal.

I assume bestbuy I saw deal this morning for mybest buy member almost pulled trigger.

~~TU 715 No apps to 05/13 cash+ 5/13!!!~~ ~~738 TU CSP April 13!!!~~CSP approved May 13!!!