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Thanks for the heads up everyone. I guess I'll pull the trigger on SW then. I'm currently awaiting my WalMart card for the TU FICO goodness, and I am using the AMEX CS for alerts (which I believe is identical to USAA's service).
I was on the fence about going the DCU route for EQ FICO, but I'm liking the sound of adjusting the alert settings for score updates on SW. It will also save me two HPs...
SW never updated for me I hated it followed all the tricks and still nothing, waste of money.
Thanks for all the responses! It's greatly appreciated!
@migliogiorni wrote:SW never updated for me I hated it followed all the tricks and still nothing, waste of money.
set alert at your current points
your balance increase 1 dollars
5% of account balance..........by this way you get alert everytime your score go up or down.....i got my alert 3 4 times a months.....
In rebuilding stage post bankruptcy and have both SW & QM. I find them both very help. If you are learning about how certain actions reflect your score the stimulators have been on the money for me.it taught me how to manage my utilization and after completing GW letters or disputes, it shows me how it affects my score immediately, and I receive immediate alerts by text and email. I totally love the alert settings. I set the alert at a goal and love when I met my score goals. Pretty cool!
I used both services from when I registered with myFICO until a few months after I purchased my home...I found them useful but once I closed I found I had no use for them anymore....I will probably pick back up the SW after the holidays. The TU quarterly monitoring gets trumped by the walmart TU FICO IMO.