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App Spree Feel Depress afterward

4sallypat
Established Contributor

Re: App Spree Feel Depress afterward

Congrats!

 

Agree about the SP for a car loan - I was amazed !

Over the weekend, I was at Honda looking at a CPO and they did a soft pull thru EXP and I was approved with 723 EXP Auto enhanced score.

Honda Financial said they won't do a HP and will approve on the spot because I already have an account with them so adding on another car is automatic!

Message 11 of 21
pinkandgrey
Community Leader
Senior Contributor

Re: App Spree Feel Depress afterward


@FinStar wrote:

@Acuraboi- well, it appears the toothpaste is out of the tube so all you can do is celebrate these recent achievements and fly below the radar.  Do not add any additional accounts/HPs, etc., that can yield potential adverse action. 


Lol I was going for this exact analogy. Congrats, OP! Those are great successes and I wouldn't even consider being sad about losing a few points in the process! You have that beautiful car, great new cards, and your score will be back up to where it was sooner than you think. Win win win all around.

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Message 12 of 21
kittycreditmeow
Frequent Contributor

Re: App Spree Feel Depress afterward

Congrats on all the approvals... 😊

Credit Cards, Loans & Store Cards

Bank and Credit Union Memberships


Available Credit - $10,600
Util: 16%. Inquiries: TU: 43 EX: 31 EQ: 22
Gardening Until: March 28, 2023
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Bankruptcy Discharged: November 1, 2019
Message 13 of 21
disdreamin
Established Contributor

Re: App Spree Feel Depress afterward

Now I'm depressed, I want that MDX and I'm pretty sure both AFS and my SO would laugh at the mere thought of it - that vehicle is WAY above my means. <grumble, grump>

 

Congrats on the great new ride, and on the new cards! Spend a little time in the garden and planning your next move. The planning and shopping for which cards best suit your needs is a fun pastime.  Not quite as gratifying (or endorphin-producing) as an approved app, but fun all in the same.

Message 14 of 21
cashorcharge
Valued Contributor

Re: App Spree Feel Depress afterward

Thanks for that interesting DP on Honda Financial.  I'm not a Honda/Acura customer but good to know in the future.

Congratulations on all your approvals!! 🎉🥂

Message 15 of 21
M_Smart007
Epic Contributor

Re: App Spree Feel Depress afterward

Congratulations on all your approvals!!!!Smiley Happy

Message 16 of 21
Credit12Fico
Frequent Contributor

Re: App Spree Feel Depress afterward

Give it 3 months. Your scores will most likely go back over 700 at the 3 month mark, if not the 6 month mark.

Message 17 of 21
HulkCreditSmash
Regular Contributor

Re: App Spree Feel Depress afterward

Congrats. Who is AFS?







Gardening until 09/2021
Message 18 of 21
KLEXH25
Valued Contributor

Re: App Spree Feel Depress afterward


@HulkCreditSmash wrote:

Congrats. Who is AFS?


@HulkCreditSmash AFS = Acura Financial Services



Message 19 of 21
AllZero
Mega Contributor

Re: App Spree Feel Depress afterward

Message 20 of 21
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