App Spree Tomorrow, LF an extra set of eyes.

[pkosheta]

Tis the season for an app spree for me,

Here are the 3 i plan to app for

Citi Hilton Reserve

The new Cap1 GM card

Club Carlson Premier

I put just under 30k on cards every year, 20k is rent for my roommate and I. (The rental company doesnt charge any fees so I pay w/ CC and he writes me a check!)  The hilton will receive 10-15k spend a year to get the free night and earn me enough points for my annual 2 night trip to see my college football team play (saves me 300/night for hotel because hotels are outrageous in football season).  The GM card will get 5k a year to max the 5% and help me get a new chevy once my current one dies in 5-7 years (fingers crossed).  And the Club Carlson will allow me a few nights in Sydney for a family trip next november due to all of the points and the free extra night.  I expect to be approved for all of them, my scores are solid but I am concerned about bait and switch that US bank likes to pull with the Club Carlson, but I have the Cash+ so they must somewhat like me.  I get 2% with Priceline so it takes a lot to divert spending, but with the 2 above getting half my annual spending sees to make sense to me.

I had also considered Freedom, Chase United, Discover IT, Chase Marriott, Quicksilver, SPG, IHG card, Sallie Mae, and others but I think my reasons for getting these 3 cards is sound.  But a second or third set of eyes would be wonderful.

[wHiTeSoL]

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@pkosheta wrote:

Tis the season for an app spree for me,

Here are the 3 i plan to app for

Citi Hilton Reserve

The new Cap1 GM card

Club Carlson Premier

I put just under 30k on cards every year, 20k is rent for my roommate and I. (The rental company doesnt charge any fees so I pay w/ CC and he writes me a check!)  The hilton will receive 10-15k spend a year to get the free night and earn me enough points for my annual 2 night trip to see my college football team play (saves me 300/night for hotel because hotels are outrageous in football season).  The GM card will get 5k a year to max the 5% and help me get a new chevy once my current one dies in 5-7 years (fingers crossed).  And the Club Carlson will allow me a few nights in Sydney for a family trip next november due to all of the points and the free extra night.  I expect to be approved for all of them, my scores are solid but I am concerned about bait and switch that US bank likes to pull with the Club Carlson, but I have the Cash+ so they must somewhat like me.  I get 2% with Priceline so it takes a lot to divert spending, but with the 2 above getting half my annual spending sees to make sense to me.

I had also considered Freedom, Chase United, Discover IT, Chase Marriott, Quicksilver, SPG, IHG card, Sallie Mae, and others but I think my reasons for getting these 3 cards is sound.  But a second or third set of eyes would be wonderful.

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If you are concerned about the bait and switch with the Club Carlson I have an easy remedy for you: Apply for the business version. There is no downgrade so it's approve or deny. It's exactly the same as the personal one with a lower AF!

[myjourney]

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@pkosheta wrote:

Tis the season for an app spree for me,

Here are the 3 i plan to app for

Citi Hilton Reserve

The new Cap1 GM card

Club Carlson Premier

I put just under 30k on cards every year, 20k is rent for my roommate and I. (The rental company doesnt charge any fees so I pay w/ CC and he writes me a check!)  The hilton will receive 10-15k spend a year to get the free night and earn me enough points for my annual 2 night trip to see my college football team play (saves me 300/night for hotel because hotels are outrageous in football season).  The GM card will get 5k a year to max the 5% and help me get a new chevy once my current one dies in 5-7 years (fingers crossed).  And the Club Carlson will allow me a few nights in Sydney for a family trip next november due to all of the points and the free extra night.  I expect to be approved for all of them, my scores are solid but I am concerned about bait and switch that US bank likes to pull with the Club Carlson, but I have the Cash+ so they must somewhat like me.  I get 2% with Priceline so it takes a lot to divert spending, but with the 2 above getting half my annual spending sees to make sense to me.

I had also considered Freedom, Chase United, Discover IT, Chase Marriott, Quicksilver, SPG, IHG card, Sallie Mae, and others but I think my reasons for getting these 3 cards is sound.  But a second or third set of eyes would be wonderful.

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Looks good 

But questions from the extra pair of eyes Lol

INQ's, on each CB and total within the last year?

Scores 

[pkosheta]

only 1 inq and 1 new card 6 months ago, So I am hoping that will help.

I decided to also pull for Better Balance Rewards tomorrow since $100/year is pretty sweet.  its essentially a low, but recurring signup bonus.