Apple Card inquiry moved from hard to soft pull

[crrredit]

Got an update from Credit Karma that an inquiry had fallen off my TransUnion report. I didn't have any that were hitting the two-year mark, so I checked and CK said the Apple Card/GS hard pull had fallen off. Double checked on annualcreditreport.com and sure enough, the hard pull has been removed and a soft pull has been added. Minor but interesting event. Had no effect on my score. As far as the timing: got the card in February and the inquiry hit my report at the end of the month, card reported in March, inquiry status changed yesterday.

[coldfusion]

You might want to keep an eye on what CK is reporting over the next several days or pull a copy of your actual report from annualcreditreport.com to confirm the change.  CK has been known to occasionally report an unusual and unanticipated change in a TU profile only to back it out in the next 1-2 days.

[fury1995]

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@coldfusion wrote:

You might want to keep an eye on what CK is reporting over the next several days or pull a copy of your actual report from annualcreditreport.com to confirm the change.  CK has been known to occasionally report an unusual and unanticipated change in a TU profile only to back it out in the next 1-2 days.

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In the original post @crrredit said annualcreditreport.com was verified.

This could be a data point of GS possibly reverting pulls back to the OG - SP approvals?

Hopefully @crrredit, will you come back later and update this thread (please tag me when you do).

If this sticks, maybe others could add to the dp's.

Thanks!!

[Lou-natic]

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@coldfusion wrote:

You might want to keep an eye on what CK is reporting over the next several days or pull a copy of your actual report from annualcreditreport.com to confirm the change.  CK has been known to occasionally report an unusual and unanticipated change in a TU profile only to back it out in the next 1-2 days.

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@crrreditwrote:

Double checked on annualcreditreport.com and sure enough, the hard pull has been removed and a soft pull has been added.

I think OP has it figured out. Also cool of them to do that for whatever reason they decided.

[crrredit]

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@fury1995 wrote:

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@coldfusion wrote:

You might want to keep an eye on what CK is reporting over the next several days or pull a copy of your actual report from annualcreditreport.com to confirm the change.  CK has been known to occasionally report an unusual and unanticipated change in a TU profile only to back it out in the next 1-2 days.

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Hopefully @crrredit, will you come back later and update this thread (please tag me when you do).

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Yes, will do.