Apple Card shows "Restricted"

[RickNATL]

I uploaded my DL during app process.

I didnt purchased anything big....combined charges were $142 and I paid $100 on it before the 30th of Sept (due date), and will pay the rest before then as well.

[Anonymous]

Yes I uploaded info on app.

[Anonymous]

I only have spent $240 on card I have a $4000 limit and only have had the card for 5 days. They have sent me my titanium card but every time I try to swipe it’s declined.

[RickNATL]

This now sounds like a "chronic" issue

[CreditInspired]

Now, this is just a thought. But I would like some DPs on the cards that are being restricted or declined.

So a question: When GS pulled TU, did you keep you CR unfrozen when you accepted the approval? I'm just wondering if this could be causing a problem if GS wasn't able to pull the TU report. 

[Anonymous]

Hmm... I wonder what the deal is.

[Anonymous]

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@CreditInspired wrote:

Now, this is just a thought. But I would like some DPs on the cards that are being restricted or declined.

So a question: When GS pulled TU, did you keep you CR unfrozen when you accepted the approval? I'm just wondering if this could be causing a problem if GS wasn't able to pull the TU report. 

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Mine would be restricted if that was the case. To this day I don’t have an HP from GS after my frozen reports caused it to bounce on 8/8. 

[CreditInspired]

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@Anonymous wrote:

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@CreditInspired wrote:

Now, this is just a thought. But I would like some DPs on the cards that are being restricted or declined.

So a question: When GS pulled TU, did you keep you CR unfrozen when you accepted the approval? I'm just wondering if this could be causing a problem if GS wasn't able to pull the TU report. 

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Mine would be restricted if that was the case. To this day I don’t have an HP from GS after my frozen reports caused it to bounce on 8/8. 

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Thanks for the DP.

[Remedios]

@RickNATL 

I'm a little confused, do you have iPhone, because according to your approval thread, you applied using someone else's phone then "went back to using your droid" 

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Card-Approval-20K/td-p/5718292

So, if there is a discrepancy between who the phone is registered to and who applied for the card, it would explain the need for identity verification 

[Anonymous]

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@CreditInspired wrote:

Now, this is just a thought. But I would like some DPs on the cards that are being restricted or declined.

So a question: When GS pulled TU, did you keep you CR unfrozen when you accepted the approval? I'm just wondering if this could be causing a problem if GS wasn't able to pull the TU report. 

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That could be the issue, but the timing seems off with my personal situation. I feel like if they were unable to pull the report, they would have placed the restriction before I was able to use the card without any issues for nearly a month. I could be wrong about that - not sure