Regarding BT's. If Card X has a 0% offer and I want to payoff an Apple GS MC balance can it even be done? Seems like a lot of unanswered questions and the card is hobbled if you are doing anything but direct purchase via Apple Pay and Bank ACH to pay the balance?
Also, Is GS using the card and phone to track your location something mandatory? I know they seem to look for the card to be communicating with the phone when transacting with the physical card but does GS via the card continue geo location before and after the swipe, too? Random questions...thank you.
It depends on the card company offering the balance transfer. So banks can do a balance transfer just with the card details. You give them the balance, card number, other identification etc.
Some banana cannot do that. They send you a balance transfer check and you deposit it in your bank and make your payment to The Apple Card.
As far as tracking, no they are not tracking you other than at the payment terminal when you pay. There are several entities that get this information. Apple, GS, Mastercard, and the retailer.