Applied Bank Credit Card Not Reporting To Equifax

[jeromeMI]

I have had a secured credit card account with applied bank for 3 months paying as agreed and as of today it hasnt shown up on my equifax report. It is showing up no problem on trans union. Any idea why not?

[XxRaVeNxX]

What makes you believe Applied Bank reports to Equifax?

[jsucool76]

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@XxRaVeNxX wrote:

What makes you believe Applied Bank reports to Equifax?

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I don't think it does either. Not entirely sure though. They're definitely one of those companies that wouldn't report to all 3. 

[llecs]

Back in 2007 DW had a CO via them and they reported to all 3. They were considered a junk CC back then and it wouldn't surprise me if they don't report to all 3 now.

[MarcinXP]

Opened Applied Bank in Oct 2011 and closed 2 months ago. They never reported to EQ and when I called they told me they don't have a relationship with EQ. It states so on their website. They only report to TU and EX as of last 2 years or so. I've been told that by 2 of their agents and of course the fact that they never reported it on my credit. Decent rebuilt with no AF and 9.99% APR but no EQ history!

[jeromeMI]

Thanks everyone! I had just assumed they reported to all three.