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@unknown_entity wrote:Probably the 99/500 card...but possibly their other secure card. If you want an account at B of A and have an extra $500 laying around, just open up a checking or savings account with them. I applied with them 5 or 6 times and got denied and offered "secured" cards. I opened up a checking account to transfer the $99 for the 99/500 card and when I got the approval for the checking account, they gave me a Plat. Visa with a 2k limit. I still have the 99/500 preapproval offer sitting right here, a Royal Caribbean International 99/500 secured card. lol...
@unknown_entity wrote:Yes a hard pull. I've got 2 B of A inquiries 3 days apart on my Ex report. The first was the most recent denial for a CC and the second for the checking account. They checked chex systems too.