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Applied for preferred thankyou but approved basic thankyou

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stone
Regular Contributor

Applied for preferred thankyou but approved basic thankyou

Just applied a citi preferred thankyou, got instant approval for $1600 limit, but it looks like i only got basic thankyou card. no preferred mentioned after third step.

 

Is it possible to recon for upgrade to preferred thankyou card?

Message 1 of 8
7 REPLIES 7
Tommy5746
Regular Contributor

Re: Applied for preferred thankyou but approved basic thankyou


@stone wrote:

Just applied a citi preferred thankyou, got instant approval for $1600 limit, but it looks like i only got basic thankyou card. no preferred mentioned after third step.

 

Is it possible to recon for upgrade to preferred thankyou card?


What were your scores?

Goal: 700 and an Amex Card!

Chicks Dig Guys With Good Credit Smiley Happy
Message 2 of 8
mxp114
Valued Contributor

Re: Applied for preferred thankyou but approved basic thankyou

You get ThankYou if CL falls below $2k, if above $5k you are issued TY Preferred World MC or Visa Signature. No way to recon an initially approved CL, Citi strictly enforces systematic decisions especially on applications outside of a few very narrow circumstances. You can try exec offices but there's no one to speak with that can overturn or recon the CL.

Message 3 of 8
stone
Regular Contributor

Re: Applied for preferred thankyou but approved basic thankyou


@mxp114 wrote:

You get ThankYou if CL falls below $2k, if above $5k you are issued TY Preferred World MC or Visa Signature. No way to recon an initially approved CL, Citi strictly enforces systematic decisions especially on applications outside of a few very narrow circumstances. You can try exec offices but there's no one to speak with that can overturn or recon the CL.


Thank you very much for the info, it really helps me a lot.

 

Is it possible to transfer partial credit line from my two other citi credit cards to make this cc reach the limit?

Message 4 of 8
stone
Regular Contributor

Re: Applied for preferred thankyou but approved basic thankyou


@Tommy5746 wrote:

@stone wrote:

Just applied a citi preferred thankyou, got instant approval for $1600 limit, but it looks like i only got basic thankyou card. no preferred mentioned after third step.

 

Is it possible to recon for upgrade to preferred thankyou card?


What were your scores?


705 from quizzle

760 from ck

765 from ck's vantagescore

Message 5 of 8
mxp114
Valued Contributor

Re: Applied for preferred thankyou but approved basic thankyou

Idk much about merging CLs, but check this thread http://ficoforums.myfico.com/t5/Credit-Cards/Citi-Credit-Cards-Credit-Limit-Consolidation/td-p/13163... for a recent discussion on the topic. Also moving from TY to TY Pref is a product change, not sure they will allow one so quickly after opening date. I know on my TY Premier opened last month, I can't PC into anything not even Preferred. Good luck!

Message 6 of 8
omskillet
Regular Contributor

Re: Applied for preferred thankyou but approved basic thankyou


@stone wrote:

Just applied a citi preferred thankyou, got instant approval for $1600 limit, but it looks like i only got basic thankyou card. no preferred mentioned after third step.

 

Is it possible to recon for upgrade to preferred thankyou card?


Do you mind sharing what CR they pulled? Thanks!

Message 7 of 8
Dbadup
New Contributor

Re: Applied for preferred thankyou but approved basic thankyou

I was approved for the Citi Thank you card CL$9100.. no signature..



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Message 8 of 8
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