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Apply for AMEX?

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bman86
Regular Contributor

Re: Apply for AMEX?

Awesome! Thanks for all the good info at least I have a place to start with those charge offs.

Message 11 of 19
bman86
Regular Contributor

Re: Apply for AMEX?

Just wanted to update that I sent a email to the CEO of BOFA and had a response the next day. After reviewing for two days they agreed to removed one of the charge off's off of my CR then other one will roll off my credit in two years. Thanks for all of the great information, if it wasn't for your responses I would of never sent a GW letter in the first place.
Message 12 of 19
09Lexie
Moderator Emerita

Re: Apply for AMEX?

Message 13 of 19
bman86
Regular Contributor

Re: Apply for AMEX?

I got my BCE card in the mail today!! More importantly I got my FICO score from experian and I am shocked. 759! I had no idea it had went up that much. Thank you again for everyone here and all the great advice.

Message 14 of 19
09Lexie
Moderator Emerita

Re: Apply for AMEX?

Message 15 of 19
bman86
Regular Contributor

Re: Apply for AMEX?

One down two to go!!

Message 16 of 19
Repo-ed
Senior Contributor

Re: Apply for AMEX?

www.whogavemecredit.com

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 17 of 19
knoregs
Established Contributor

Re: Apply for AMEX?


@bman86 wrote:

I got my BCE card in the mail today!!


Congrats!

 

~kn


EQ: 700 (FICO ScoreWatch) 11/26/14
EX: ??? (No Current)
TU: 681 (Discover FICO) 11/12/14

Last App 9/22/14... In Garden 'till Summer '15
Message 18 of 19
myjourney
Super Contributor

Re: Apply for AMEX?


@bman86 wrote:
Just wanted to update that I sent a email to the CEO of BOFA and had a response the next day. After reviewing for two days they agreed to removed one of the charge off's off of my CR then other one will roll off my credit in two years. Thanks for all of the great information, if it wasn't for your responses I would of never sent a GW letter in the first place.

Congrats

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 19 of 19
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