Apply for Freedom now, or wait for $300 offer to come back?

[kevinjjc]

The 10/10 is going away...source?

[melbaro]

Unfortunately I can't disclose it publicly, but I just sent out a PM to those that asked for the source.  

[Dustink]

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@melbaro wrote:

Unfortunately I can't disclose it publicly, but I just sent out a PM to those that asked for the source.  

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Will people currently using it also lose it?

[melbaro]

It will remain for those who already have it. Just affects anyone applying after the 11th.

[Dustink]

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@melbaro wrote:

It will remain for those who already have it. Just affects anyone applying after the 11th.

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Were there issues with people purposely making only small transactions? IE buy one grocery item at a time at self checkout or something like that.

Although, this is the main benefit for this card to me and others. I bet they will lose future apps by getting rid of it.

[flowfaster]

What if I have a Freedom card now but don't have a checking account yet?

[melbaro]

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@Dustink wrote:

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@melbaro wrote:

It will remain for those who already have it. Just affects anyone applying after the 11th.

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Were there issues with people purposely making only small transactions? IE buy one grocery item at a time at self checkout or something like that.

Although, this is the main benefit for this card to me and others. I bet they will lose future apps by getting rid of it.

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I'm not sure why, but that is a logical reason though.

[melbaro]

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@flowfaster wrote:

What if I have a Freedom card now but don't have a checking account yet?

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I wish I knew all variables to this new change. I wouldn't worry too much about it though. Call in and request that they honor the fact you have had the card before the cut off date.

[snowangel]

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@flowfaster wrote:

If the 10/10 is going away then I would wait.  The 300+ offers have been around for the last two years.  I got in on a $350 offer in April of this year.  I'm actually thinking of closing my Freedom card and transferring the CL to my Amazon card.  Then reapply later next year when a bonus comes around.  I think I can scrape by with only the Discover card until the Freedom bonus goes $300+ again.  Since the categories are pretty much the same.

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I think Chase is pretty strick with not issuing a bonus if you reapply for the same exact card, whether or not you close the original card.

[Anonymous]

If melbaro is correct, I may have to just apply for the Freedom now.. That is however pretty screwed up that Chase would kill the 10/10 after all of the advertising they have done for the freedom.