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Applying for American Express

tag
dpage
Contributor

Applying for American Express

Hello,

 

I was considering applying for an American Express card. I was curious to know what CR do they normally pull?

Proud home owner
Lender Pull 03/28/2011 EQ:708 TU:698 EXP:709

Message 1 of 12
11 REPLIES 11
Mekitcat
Frequent Contributor

Re: Applying for American Express

They almost always pull EX and they may even pull one of the other 2. When my husband apped they pulled EX and TU on him but only pulled EX on me.

Message 2 of 12
dpage
Contributor

Re: Applying for American Express

Ok thanks!

Proud home owner
Lender Pull 03/28/2011 EQ:708 TU:698 EXP:709

Message 3 of 12
CreditMuppet
Frequent Contributor

Re: Applying for American Express

You should definately expect an inquiry on EX, good luck!  Make sure you come back and let us know how your app went!


Starting Score: 770
Current Score: 765 (EX) 763 (EQ) 756 (TU)

Auto Enhanced: 788 (EX)
Goal Score: 800
Take the FICO Fitness Challenge
Message 4 of 12
Mekitcat
Frequent Contributor

Re: Applying for American Express


@dpage wrote:

Ok thanks!



Your Welcome Smiley Happy

Message 5 of 12
missji
Regular Contributor

Re: Applying for American Express

Good luck! Smiley Happy

Gardening as of June 2020. No activity until January 2023 unless it's an auto CLI.
Starting Scores (6/30/2020): EQ 640 | EX 660 | TU 658
Current Scores (05/22/2021): EQ 678 | EX 714 | TU 689
Goal Score: 800


Take the myFICO Fitness Challenge

Message 6 of 12
Anonymous
Not applicable

Re: Applying for American Express

yep....EX for me too. Best of luck!!!

Message 7 of 12
Anonymous
Not applicable

Re: Applying for American Express


@dpage wrote:

Hello,

 

I was considering applying for an American Express card. I was curious to know what CR do they normally pull?



For me and my wife both they pulled EX only

Message 8 of 12
Walt_K
Senior Contributor

Re: Applying for American Express

It is always at least EX.  Most of the time they will only pull EX.  If you are borderline, they will sometimes pull from one or both of the other CRAs as well. 


Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720


Take the FICO Fitness Challenge
Message 9 of 12
slq03
Member

Re: Applying for American Express

EX here.
Message 10 of 12
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