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This might sound like a stupid question but if theortically speaking, one were to apply for a CC from a bank he/she defaulted on which was sold to a CA, would the bank automatically turn the applicant down? Is there a way for their "system" to check if this person already had an account established with the bank in the past?
Thoughts? Thanks!
YMMV based on the CCC. Some hold grudges forever and some have a short memory.
Capital One has blacklisted me. I have a fully paid c/o from (2 more mos will be) 7 years ago. No deal.
That's ok tho, there are certainly tastier fish in the sea!
Well as it sits I have a C/O from HSBC Orchard Bank that is set to fall off in 06/2013. The amount charged off was $366. I don't know whether I should try to re-apply for the same card or not.
Is it a paid CO?
@Anonymous wrote:Is it a paid CO?
Unfortunately no. It was sold to a CA, whom I'm still fighting with for PFD, Portfolio Recovery. I'll probably at least sit tight until I can get this CA account removed.