@ddemari wrote:
I never burned Discover in the BK. My revoling utilization is 2% on EQ and 1% on TU and EX.
I would go ahead and apply. If you are counter offered and invited to apply for the secured card, you are automatically approved. Note once you make your deposit it will be set and you will not be able to increase it.
American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Barclays: Arrival+ WEMC
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 5.23, EX: 812 / EQ: 825 / TU: 815
