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@Anonymous wrote:
@CreditCuriousity wrote:Time to freeze your reports and find out what the heck is going on before it gets worse.
@Anonymous,
I'd call ASAP.
I am not disagreeing.. Just saying Call and freeze the dang reports so no more damage can be done, although most likely what has been done is done w/regards to identity theft if indeed this is what it is.. Going to be a big headache for OP to get hp's removed, tradelines removed, etc.... Never been through it, but could only imagine.
Just got off the phone with Chase, issuer of the cards. They cannot tell me for sure why the cards were issued to me. The person thought I may have signed up during one of my Amazon transactions. I don't remember choosing a card offer at all. Sure hope I didn't miss something as I was making a purchase.
Anyway, the account rep said I could refuse the card and they would report it to the credit bureau's as an "account rejection". He did not know if this would effect my credit. I'm not sure if I should do this since it may not show as I refused the account, not the issurer.
@Anonymous wrote:Just got off the phone with Chase, issuer of the cards. They cannot tell me for sure why the cards were issued to me. The person thought I may have signed up during one of my Amazon transactions. I don't remember choosing a card offer at all. Sure hope I didn't miss something as I was making a purchase.
Anyway, the account rep said I could refuse the card and they would report it to the credit bureau's as an "account rejection". He did not know if this would effect my credit.
Only way you would of applied if you supplie your FULL SSN.. Remember doing that?
Also Chase doesn't do the Amazon store card or the Dell Preferred card.. Amazon I believe is GE or Sync. bank and not sure who Dell is through maybe GE/Sync as well or Comm. bank...
@Anonymous wrote:Just got off the phone with Chase, issuer of the cards. They cannot tell me for sure why the cards were issued to me. The person thought I may have signed up during one of my Amazon transactions. I don't remember choosing a card offer at all. Sure hope I didn't miss something as I was making a purchase.
Anyway, the account rep said I could refuse the card and they would report it to the credit bureau's as an "account rejection". He did not know if this would effect my credit.
So, in other words, they werent very helpful at all.
@Anonymous wrote:Just got off the phone with Chase, issuer of the cards. They cannot tell me for sure why the cards were issued to me. The person thought I may have signed up during one of my Amazon transactions. I don't remember choosing a card offer at all. Sure hope I didn't miss something as I was making a purchase.
Anyway, the account rep said I could refuse the card and they would report it to the credit bureau's as an "account rejection". He did not know if this would effect my credit.
Before finding out who applied and all that, I'd freeze all reports before I start making calls incase your information is out there. Once it is frozen, make the calls as it will take sometime to resolve all of this. All the best.
Yeah it also could be fraud by someone knowing all your information and address and later call the CC issuer and saying "I've moved to this new address."
I'm glad the cards came to you at least.
PS- The Amazon application at checkout is real obvious and your have to fill in quite a bit of information, so you would have noticed it. That's good that you called.
@CreditCuriousity wrote:
@Anonymous wrote:Just got off the phone with Chase, issuer of the cards. They cannot tell me for sure why the cards were issued to me. The person thought I may have signed up during one of my Amazon transactions. I don't remember choosing a card offer at all. Sure hope I didn't miss something as I was making a purchase.
Anyway, the account rep said I could refuse the card and they would report it to the credit bureau's as an "account rejection". He did not know if this would effect my credit.
Only way you would of applied if you supplie your FULL SSN.. Remember doing that?
Also Chase doesn't do the Amazon store card or the Dell Preferred card.. Amazon I believe is GE or Sync. bank and not sure who Dell is through maybe GE/Sync as well or Comm. bank...
Surely, if a a few apps were approved did OP ummm... hit the bottle before pressing "submit? OP, apologies in advance incase you are pissed at my comment. It is the only thing I can think happen?
You would know if you filled out two seperate credit card apps on Amazon.
Sounds like FRAUD