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@Anonymous wrote:
@Itsmeagain wrote:Incidentally, I just spoke to a Natonwide CSR regarding the 12 mo. 0% interest offer on car repairs. She informed me that the 12 mo. billing period starts on the date the charge is made, not from the date the card was issued.
I asked if this was "forever" and she said "as long as the promotion is open, the 12 mo. billing period begins the date of the CHARGE".
Interesting . . .
Just out of curiosity, any ideas on why they even have a promotion like this? Not that I object, mind you, but what is in it for them? I doubt they own any auto repair shops.
Logical tie in for a large auto insurance company trying to introduce a CC offering to their existing customer base.
@creditwherecreditisdue wrote:Logical tie in for a large auto insurance company trying to introduce a CC offering to their existing customer base.
Someone has had their coffee this morning!!! I sat here trying to think why they'd offer this too.
Maybe they figure if you maintain your car better (brakes, tires, alignment, etc) you are less likely to have an accident and claim! LOL.
I see we have a mid-morning coffee drinker too! haha
Totally makes sense!
Ok i know i have been on an app spree- Approved for AMEX PLAT, BOFA ACCLERATED REWARDS, AMEX Platinum Delta, and Visa Black Card. All Approved...AMEX pulled just one inq from EXP....BOFA pulled all Three.....Barclays which is VISA BLACK pulled all three, and Discover did too. I was approved within the last week with all of them.
Whats the possiblity i will be approved with 3 inqs on my TU i am in texas
EXP-3
EQ-3
Scores TU 776 EQ 815 EXP- 829
But AAoA is 7 years
Income just really low balled it and put 200
Just applied got the dreaded 7-10 day thing, you think i am denied?
Thanks guys no more apps period!
Oh and i just moved 5 months ago TU is reporting my add on my app and so is EXP but not EQ in case they pulled that one
Coldplay1144-
To answer any and all concerns in reference to your app message 7-10 days. That isn't anything to be necessarily concerned about as I did also received the same exact message. I called for stat maybe 4 days from the initial app, and CSR told me that I have an account set up and card was issued that day. I am sure of with your prime card approvals you are certainly approved for the Nationwide Bank Visa. CONGRATS!!!!!! can you please share your CL's and APR on your approved cards. Thanks.
The INqs do tally amex pulled one exp, and i included the new.
Credit builder my BOFA AMEX Accelerated is 0% APR for 12 monts CL 15,000K
AMEX PLAT CHARGE-NO PRESET
AMEX PLAT DELTA-12,000
VISA BLACK-20,000
DISCOVER MORE-10,000
NATIONWIDE BANK HOPEFULLY SOMETHING GOOOOOD LOL
and aside from the AMEX CHARGE which is always paid in full so no apr
and discover which is 3.9 intro
they are all 0% 12 months
@Anonymous wrote:Ok i know i have been on an app spree- Approved for AMEX PLAT, BOFA ACCLERATED REWARDS, AMEX Platinum Delta, and Visa Black Card. All Approved...AMEX pulled just one inq from EXP....BOFA pulled all Three.....Barclays which is VISA BLACK pulled all three, and Discover did too. I was approved within the last week with all of them.
Whats the possiblity i will be approved with 3 inqs on my TU i am in texas
EXP-3
EQ-3
Scores TU 776 EQ 815 EXP- 829
But AAoA is 7 years
Income just really low balled it and put 200
Just applied got the dreaded 7-10 day thing, you think i am denied?
Thanks guys no more apps period!
Oh and i just moved 5 months ago TU is reporting my add on my app and so is EXP but not EQ in case they pulled that one
That's four on EX. They don't tally.